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Insurance for a foreign bike in the US? Insurance for a foreign bike in the US?
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It's going to be a long 300km...
Bolivian Amazon



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  #91  
Old 25 Oct 2018
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Location: hampshire England
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I have Been looking on line as am starting to plan a USA trip , has anyone tried H C Travel as they advertise USA travel insurance (David Grist ) on their web site
Will be contacting them tomorrow
Will let you know
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  #92  
Old 25 Oct 2018
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Just looked on HC Travel website home page clicked on shipping then USA and it brings up US motorcycle insurance :
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  #93  
Old 26 Oct 2018
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Bikers Travel Insurance
Give H C travel a call they say they do USA bike insurance
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  #94  
Old 26 Jan 2019
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Quote:
Originally Posted by Grant Johnson View Post
Get the US insurance from Fernet as above. It’s valid in the USA and Canada.
Hey everyone,

is Fernet still the only Companie offering Insurances for European Motorcycles?
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  #95  
Old 27 Jan 2019
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We haven't heard of anyone else, so for now, still yes. All you can do is ask the usual people supplying insurance and see if there's any news. Please be sure to let us know what you find!
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  #96  
Old 28 Jan 2019
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Before I give vague Pieces of information and what could be in 2 weeks I am going to tell you what I know right now.
Almost all the answers I received led me to the same person, Cheryl Dudek. As soon as I get an answer from her or the other brokers, I'll let you know.

*edit 29.Jan.2019

Cheryl wrote back today after I submitted her my address in the States she sent me a quote.
It´s from progressive, but I don't think it is the best offer.
Take a look.
Attached Thumbnails
Insurance for a foreign bike in the US?-progressive-1-2.jpg  

Insurance for a foreign bike in the US?-progressive-2-2.jpg  

Last edited by DerStromer; 29 Jan 2019 at 18:52. Reason: Updating Infos
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  #97  
Old 30 Jan 2019
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Just got the answer from THUM Insurances. They do not offer motorcycle insurances but they insure motorhomes and camper vans with foreign registration.
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  #98  
Old 30 Jan 2019
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Quote:
Originally Posted by DerStromer View Post
Before I give vague Pieces of information and what could be in 2 weeks I am going to tell you what I know right now.
Almost all the answers I received led me to the same person, Cheryl Dudek. As soon as I get an answer from her or the other brokers, I'll let you know.

*edit 29.Jan.2019

Cheryl wrote back today after I submitted her my address in the States she sent me a quote.
It´s from progressive, but I don't think it is the best offer.
Take a look.

FWIW - I think it's pretty cheap - I pay more than that total for 6 months for my R1200GS - for LIABILITY ONLY here in BC.
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  #99  
Old 31 Jan 2019
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Quote:
Originally Posted by DerStromer View Post
Before I give vague Pieces of information and what could be in 2 weeks I am going to tell you what I know right now.

Almost all the answers I received led me to the same person, Cheryl Dudek. As soon as I get an answer from her or the other brokers, I'll let you know.



*edit 29.Jan.2019



Cheryl wrote back today after I submitted her my address in the States she sent me a quote.

It´s from progressive, but I don't think it is the best offer.

Take a look.


The liability cover doesn’t look very high for what I understand to be one of the most litigious countries on the planet ... are they the ‘usual’ limits ? If, heaven forbid, somebody was hospitalised because they were involved in an accident with me would I be liable ? Or would my ‘general’ travel insurance cover that eventuality ?

Grateful for any advice/input


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  #100  
Old 31 Jan 2019
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I have a 2008 DL650 with Progressive: some coverages are higher, some are the same. My yearly premium is US$233 with some discounts taken. Usually, substantial increases in coverage cost relatively little if that's a concern.

I'm a US resident, and my car is also with Progressive. I'm sure both of those things bring my rates down. Other possible contributors: my bike is a bit older, it's a secondary vehicle, and my yearly mileage has been sadly low recently.

In the end, you'll pay whatever you need to pay to get coverage from whoever's willing to offer it. I've paid over a hundred euros per month when riding in the EU, a hundred US dollars for a quick transit of Mexico, and an astonishing amount (which I've wiped from my memory) for less than a week in French Guiana.

I've also put on a lot of miles without any insurance at all, although that's a controversial topic in its own right. I wouldn't do that in the USA, now that I've got an actual net worth which might be taken from me in a lawsuit.

Hope that's helpful.

Mark
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  #101  
Old 1 Feb 2019
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Originally Posted by markharf View Post
I have a 2008 DL650 with Progressive: some coverages are higher, some are the same. My yearly premium is US$233 with some discounts taken. Usually, substantial increases in coverage cost relatively little if that's a concern.

I'm a US resident, and my car is also with Progressive. I'm sure both of those things bring my rates down. Other possible contributors: my bike is a bit older, it's a secondary vehicle, and my yearly mileage has been sadly low recently.

In the end, you'll pay whatever you need to pay to get coverage from whoever's willing to offer it. I've paid over a hundred euros per month when riding in the EU, a hundred US dollars for a quick transit of Mexico, and an astonishing amount (which I've wiped from my memory) for less than a week in French Guiana.

I've also put on a lot of miles without any insurance at all, although that's a controversial topic in its own right. I wouldn't do that in the USA, now that I've got an actual net worth which might be taken from me in a lawsuit.

Hope that's helpful.

Mark


Thanks Mark, very useful.


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  #102  
Old 2 Feb 2019
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Quote:
Originally Posted by markharf View Post
I have a 2008 DL650 with Progressive: some coverages are higher, some are the same. My yearly premium is US$233 with some discounts taken. Usually, substantial increases in coverage cost relatively little if that's a concern.

I'm a US resident, and my car is also with Progressive. I'm sure both of those things bring my rates down. Other possible contributors: my bike is a bit older, it's a secondary vehicle, and my yearly mileage has been sadly low recently.

In the end, you'll pay whatever you need to pay to get coverage from whoever's willing to offer it. I've paid over a hundred euros per month when riding in the EU, a hundred US dollars for a quick transit of Mexico, and an astonishing amount (which I've wiped from my memory) for less than a week in French Guiana.

I've also put on a lot of miles without any insurance at all, although that's a controversial topic in its own right. I wouldn't do that in the USA, now that I've got an actual net worth which might be taken from me in a lawsuit.

Hope that's helpful.

Mark

Thanks for the Info mate. Yeah you are absoutely right, i do pay whatever i have to. Especially if there is no competition between the insurance companies. Well i still have 4 Month time left to decide.
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  #103  
Old 2 Feb 2019
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UPDATE

Motorcycle Express offering new Insurance, heres the link:
https://www.motorcycleexpress.com/ab...card-insurance
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  #104  
Old 2 Feb 2019
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Location: Bellingham, WA, USA
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I've never really understood Motorcycle Express services, so I clicked through and started skimming. I stopped at the point where they said that in the USA, insurance is tied to the person, not the vehicle. This is not true in any state I've lived in, and since insurance in one state is valid in all other states (and Canada), I'm assuming it's not true anywhere in the US. Motorcycle express contrasted this to the EU, where insurance runs with the vehicle, not the person.

I have separate polices on one car, two motorbikes, and one trailer. Anyone who drives any of these with my permission (and valid license) is covered by my insurance. I do have to let them know of anyone who resides in my household, but in any case insurance runs with the vehicle.

Caveat emptor, and don't forget to read the fine print.

Mark
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  #105  
Old 3 Feb 2019
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Quote:
Originally Posted by DerStromer View Post
UPDATE

Motorcycle Express offering new Insurance, heres the link:
https://www.motorcycleexpress.com/ab...card-insurance
TBF, it says "Coming soon", rather than "Available". But at least someone is working on resolving the issue.
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