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Photo by Igor Djokovic, camping above San Juan river, Arizona USA

I haven't been everywhere...
but it's on my list!


Photo by Igor Djokovic,
camping above San Juan river,
Arizona USA



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  #1  
Old 14 Jan 2018
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Insurance for a foreign bike in the US?

What is the easiest and cheapest way of getting an insurance for a foreign plated bike in the US?
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  #2  
Old 14 Jan 2018
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Quote:
Originally Posted by HeceR View Post
What is the easiest and cheapest way of getting an insurance for a foreign plated bike in the US?
Do you have an address you can use while in the US? If so, both Progressive and Geico will insure foreign licence holders on foreign machines - based on your chassis/frame number.

But you do need a US postal address you can use for paperwork.

Jx
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  #3  
Old 14 Jan 2018
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I can use my brother's address in texas but I won't be there until two weeks after I've arrived in the US. How can things bevso difficult that you'd always need to call. In modern days you should be able to do things online. ..
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Old 14 Jan 2018
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Quote:
Originally Posted by HeceR View Post
In modern days you should be able to do things online. ..
Hello


Motorcycle Express does it online, but not the cheapest


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  #5  
Old 14 Jan 2018
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These people will do it, no idea how long you need but six months cover cost little or no more than two months so if in doubt go for the longer period. There is a link further down on the right hand side of this page and if you click that rather than the one I have posted I think the HU site benefits.

https://www.motorcycleexpress.com/

I tried Progressive on-line and on the phone, I had an address but was told they do not insure foreign registered bikes but this may be the person I spoke to did not know how.

Last edited by mark manley; 14 Jan 2018 at 15:59. Reason: More info
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  #6  
Old 14 Jan 2018
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Thanks! I'll try that.
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  #7  
Old 18 Feb 2018
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Just to catch up on this one. I insured my bike with Progressive and used the short term address of my hotel. That worked out easily as there are no questions asked and absolutely no paperwork has to be done. The insurance is active right after you bought it online and was ideal for me. It's also active in Canada but not in Mexico.

And the best part of it all: You can cancel it fairly early (I don't remember, but I think it's 3 months or even less). The money of the leftover time will be fully refunded, only running after it is a pain in the...as they only issue cheques.
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  #8  
Old 17 Apr 2018
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Quote:
Originally Posted by HeceR View Post
I can use my brother's address in texas but I won't be there until two weeks after I've arrived in the US. How can things bevso difficult that you'd always need to call. In modern days you should be able to do things online. ..
Geico only needs the address to make it official. All the paperwork you need for your insurance (proof of insurance cards, etc), are available online or through their app.
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  #9  
Old 21 Apr 2018
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Quote:
Originally Posted by rpiereck View Post
Geico only needs the address to make it official. All the paperwork you need for your insurance (proof of insurance cards, etc), are available online or through their app.
I received the following from Geico when asking for a friend who is on the road and headed north towards the USA.

The registered location of the vehicle does not impact the insurance.
Currently we do not offer a short term policy and you are required to
receive a stateside license within 30 days to maintain a policy with
GEICO Motorcycle.


So, they don't care if it is registered outside of the USA, but won't issue a short-term policy. Did you get a year-long policy and cancel? And did Geico ever ask for a US license?
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Old 25 Apr 2018
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Here's a list of all offers I got for my bike:

tourinsure.de seems to offer motorcycleexpress.com insurance but obviously (minimum) liability only, there are no options listed in the downloadable application form. Compared to liability only by motorcycleexpress it is much more expensive.
Examples calculated from their current online forms:

Tourinsure.de:
2 months for Canada/US, liability only (Bodily injury US$ 25000 per person, Bodily injury US$ 50000 per accident, Property damage US$ 10000), for motorcycles from 1051ccm and above: 310 Euro + additional charge of 45 Euro + 3.5% charge for payment with credit card => 367,78 Euro total

Motorcycle Express:
60 days for Canada/US, Bodily Injury/Property Damage Liability (Bodily injury US$ 25000 per person, Bodily injury US$ 50000 per accident, Property damage US$ 10000; additional to tourinsure: Uninsured Motorist Bodily Injury 25,000 PER PERSON/50,000 PER ACCIDENT), US$ 66 per month * 2 = US$ 132 + agency fee US$ 60 + 5% credit card fee => US$ 201,6 => 165,32 Euro at current exchange rate

Geico:
Got the same information as Chris of Japan. Will only offer long term insurance (12 months).

Lions Group:
Did send e-mail to them. Even got an answer in German. They asked me to fill out their form: https://www.lionsgroupinsurance.com/...ntragsformular.
Got a quote for 12 months insurance (all insurances are valid for 12 months the broker told me), valid for US and Canada. Liability to Others, Bodily Injury and Property Damage Liability, $500000 combined single limit each accident. Insurance company is Progressive. Total premium is US$ 106 for my bike, which is about 87,25 Euro at current exchange rate.

Thum Insurance:
Found another insurance company with an online form for foreign customers: https://thuminsurance.com/international-insurance. They answered, that they can't provide insurance for a motorcycle alone, only if it would be insured together with a motorhome.

There are really big differences in the quotes!
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Last edited by WoK; 27 Apr 2018 at 17:42. Reason: Added new informations
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  #11  
Old 5 Jun 2018
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Insurance USA & Canada

Hi Hubb,

I am planning to leave from belgium to toronto within the next weeks to tour the americas.

However I just found out that
"DUE TO THE EUROPEAN PRIVACY REGULATIONS, DAIRYLAND INSURANCE HAS DISCONTINUED THE SAFE TRIP PROGRAM. EFFECTIVE MAY 21, 2018."
This seems to be the insurance company that all the other companies eg motorcycle express etc... were using.

Does anyone have an idea of other options as where to find usa and canada insurance as a foreign national ?

Any input would be appreciated...as google keeps pointing me to companies selling some form of the dairyland insurance...

kind regards
www
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  #12  
Old 5 Jun 2018
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motorbike insurance or travel and health insurance?

What is your nationality?
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  #13  
Old 5 Jun 2018
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Motorbike insurance
And nationality is Belgian (should have mentioned that)
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  #14  
Old 6 Jun 2018
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I too have been caught by this (New Zealand resident) and suspect it will be widespread.
Obviously interested in any way to get compulsory cover. Only option atm is cancelling the trip
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  #15  
Old 6 Jun 2018
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Usa bike insurance

Same problem with trip bike insurance for USA. All set for tour on 17th June but may have to call it off due to non availability of insurance for foreign nationals. I can confirm that all agents seem to use Dairyland who have pulled out of the market as of mid May 2018. Any one had any luck organizing insurance since then? Here's Hoping!

Last edited by roytheboy; 6 Jun 2018 at 08:51. Reason: spelling!
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