53Likes
|
|
14 Jan 2010
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2006
Location: California
Posts: 880
|
|
Quote:
Originally Posted by MichaelJ
More like 2X - but that included him going and getting it and posting it to you. You have to expect to pay for convenience.
I would like to know what triggered a rate hike from €22 to €105, though. That's pretty outrageous even for an insurance company.
|
You say that, but in 2008 I paid €340 for a six month policy, that actually cost €132 when I got the documents through from Arisa - for €208 I'd bloody walk down the road to the local insurance office for you - hell, I could get a bargain flight* to Germany and do the paperwork myself and still be quids in! (*I was in the UK at the time I might add)
I'd be more than happy to pay Knopf tours a reasonable 'administration fee' on top of the insurance cost, but not when they charge you €56 (for something that costs €22) every month you have the policy...
Sure you might suck it up if you're only in Europe for a month or two, but I imagine most people from the US bringing their own bike over are going to want to stay for some length of time?
J x
|
14 Jan 2010
|
Super Moderator
Veteran HUBBer
|
|
Join Date: Jul 2007
Location: Bellingham, WA, USA
Posts: 3,957
|
|
In Stefan's defense, he gave me all sorts of good service without asking a dime--most of it unrelated to insurance. Other stuff I paid for. If he wants to market insurance with a substantial markup, that's fine with me. If I don't want to purchase from him, I won't.
He also shipped a bike for me. I'm sure he marked that up as well.....but he gave me a place to change oil and to store the bike on both ends, and he took care of various stuff that I forgot, served as go-between when I had scheduling difficulties, met me on a streetcorner when I couldn't find my way even though he had better things to do with his time.... Plus I stayed in his unfinished house and ate dinner with his adorable kids. Try asking Arisa for that kind of service.
I mean, really: my second time around I bought insurance from Arisa directly. But I made that choice deliberately. No one held a gun on me (as we Americans are fond of saying, for some unfathomable reason).
Enjoy!
Mark
(from Mendoza Argtentina, where the sun never stops shining....as far as I can tell)
|
16 Jan 2010
|
Gold Member
HUBB regular
|
|
Join Date: Feb 2008
Location: davao city, philippines
Posts: 95
|
|
Arisa
well, doesn't really matter where you go nowadays to get your car/bike insured as ARISA went up to 105 euros a month!
ride safe
|
22 Jan 2010
|
Gold Member
HUBB regular
|
|
Join Date: Oct 2002
Location: Rio Rancho NM
Posts: 25
|
|
Green card in Lisbon
Hello,
I will be flying my bike to Lisbon then traveling through Spain to Morocco. Can I buy green card insurance at the airport or in Lisbon rather than doing it by mail?
thanks,
Tim
|
22 Jan 2010
|
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,214
|
|
Without really knowing I dare say that it's extremely unlikely: hardly any vehicle arrives there, so who and why should they sell insurance there? Your best bet would probably be the Portuguese AA. But, if you can't find insurance on the spot then you won't have any...
|
29 Jan 2010
|
|
Registered Users
Veteran HUBBer
|
|
Join Date: Jun 2000
Location: GOC
Posts: 3,330
|
|
German ADAC green card
It was said somewhere (possibly here) that the costs of the German ADAC greencard insurance/ Grenzversicherung had gone up from the reasonable euro 22 a month to something astronomical.
My parents live in Germany and I asked my mum to check the new price. At her local ADAC office they said, if you do it yourself, it will cost euro105 for 29 days.
So a 400% increase! B*stards!
Chris
Last edited by chris; 1 Feb 2010 at 10:15.
Reason: German spelling
|
1 Feb 2010
|
Registered Users
HUBB regular
|
|
Join Date: May 2009
Location: Perth, Western Australia
Posts: 21
|
|
Unsure about insure
Hello all,
I'm trying to get myself organised to do a 2-3 month tour around Europe, starting in June 2010. I plan to get one of the Hubbers to buy a bike for me in the UK, which he will onsell once I have completed the trip.
What I need to know, is just about everything about insurance I will require both in the UK and once I am in Europe. What is the deal with a green card if the bike is registered in the UK ? Who are the best people to deal with in the UK ?
I have a UK drivers license, left over from courier days in London and I can rearrange the address without too much bother, but I'm not sure if that is going to be of any assistance to me or not.
Any advice would be most welcome.
Cheers,
Gav.
|
1 Feb 2010
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2006
Location: California
Posts: 880
|
|
Quote:
Originally Posted by gjo247
Hello all,
I'm trying to get myself organised to do a 2-3 month tour around Europe, starting in June 2010. I plan to get one of the Hubbers to buy a bike for me in the UK, which he will onsell once I have completed the trip.
What I need to know, is just about everything about insurance I will require both in the UK and once I am in Europe. What is the deal with a green card if the bike is registered in the UK ? Who are the best people to deal with in the UK ?
I have a UK drivers license, left over from courier days in London and I can rearrange the address without too much bother, but I'm not sure if that is going to be of any assistance to me or not.
Any advice would be most welcome.
Cheers,
Gav.
|
Hi Gav - I'd think the best thing to do, if you are only here for two or three months, and your friend here is willing of course, is to get them to buy the bike, and tax/insure it, but with you as a named driver on the insurance policy? A UK insurance policy is valid for all EU countries, so you'll have no problem traveling in Europe (if you want to go to Morocco, you'll need to ask your insurer for an extension, it varies depending on the underwriter). To buy a bike and tax it for use in the UK, you need an insurance policy anyway - so that would have to be arranged for your friend to collect the bike. Adding you to their insurance policy should be no problem.
Having a UK licence certainly helps in this regard (as long as it is still valid, which I imagine it is, unless you're 70 years old!), and since you have no no-claims bonus for the insurance anyway, it won't matter adding you as a named driver, you'll be paying the top price for that anyway...
The only other thing you'll have to do is get a letter from the 'owner' saying they authorize you to use their bike (as the machine is still registered in their name/address) since this may be asked for abroad for example - although to be fair, there are no boarder controls to speak of between EU countries anymore...
Obviously, your friend in the UK has to trust you with 'their' bike - and their insurance policy, although since you are paying for these yourself, as long as their is an understanding/deposit between you, I'm sure that would work out?
J xx
|
2 Feb 2010
|
|
Gold Member
Veteran HUBBer
|
|
Join Date: Apr 2002
Location: Abu Dhabi
Posts: 887
|
|
Quote:
Originally Posted by chris
So a 400% increase! B*stards!
|
I have just checked with Arisa, and the details now for a motorcycle really are as follows:
(minimum ) 29 days = 105,00 Euros
2 months = 210,00 Euros
3 months = 315,00 Euros
4 months = 420,00 Euros
Not much of a discount there, then...
I asked about the increase and received the reply:
' sorry, but since December 2009 we have new premiums in the motorcycle insurance. '
Bad news, indeed.
Stephan
|
3 Feb 2010
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Jul 2008
Location: SoOrange NJ USA
Posts: 296
|
|
Or...this marginally less expensive alternative:
How does Non European Green Card Insurance work?- "15 days - Euro 70
- 30 days - Euro 90
- 45 days - Euro 120
up to 180 days - Euro 290"
|
3 Feb 2010
|
|
Gold Member
Veteran HUBBer
|
|
Join Date: Apr 2002
Location: Abu Dhabi
Posts: 887
|
|
Quote:
Originally Posted by CourtFisher
|
That's an interesting link (Mototouring/UCI) - thanks, CourtFisher - and they accept credit cards which would save hassle and costs with the bank transfer that Arisa require. Has anyone here actually used UCI successfully? And does the policy cover the same countries as Arisa? Thanks.
Stephan
|
4 Feb 2010
|
Registered Users
HUBB regular
|
|
Join Date: May 2009
Location: Perth, Western Australia
Posts: 21
|
|
Quote:
Originally Posted by JMo (& piglet)
Hi Gav - I'd think the best thing to do, if you are only here for two or three months, and your friend here is willing of course, is to get them to buy the bike, and tax/insure it, but with you as a named driver on the insurance policy? A UK insurance policy is valid for all EU countries, so you'll have no problem traveling in Europe (if you want to go to Morocco, you'll need to ask your insurer for an extension, it varies depending on the underwriter). To buy a bike and tax it for use in the UK, you need an insurance policy anyway - so that would have to be arranged for your friend to collect the bike. Adding you to their insurance policy should be no problem.
Having a UK licence certainly helps in this regard (as long as it is still valid, which I imagine it is, unless you're 70 years old!), and since you have no no-claims bonus for the insurance anyway, it won't matter adding you as a named driver, you'll be paying the top price for that anyway...
The only other thing you'll have to do is get a letter from the 'owner' saying they authorize you to use their bike (as the machine is still registered in their name/address) since this may be asked for abroad for example - although to be fair, there are no boarder controls to speak of between EU countries anymore...
Obviously, your friend in the UK has to trust you with 'their' bike - and their insurance policy, although since you are paying for these yourself, as long as their is an understanding/deposit between you, I'm sure that would work out?
J xx
|
Thanks JMo,
That sounds to me like a very sensible idea. I will give my mate a call and see how he feels about going that way.
The only thing with the license is that the address is 20 years old, but changing it shouldn't present too much trouble.
|
7 Apr 2010
|
Registered Users
HUBB regular
|
|
Join Date: Mar 2010
Location: Toronto, ON
Posts: 33
|
|
Quote:
Originally Posted by Stephano
That's an interesting link (Mototouring/UCI) - thanks, CourtFisher - and they accept credit cards which would save hassle and costs with the bank transfer that Arisa require. Has anyone here actually used UCI successfully? And does the policy cover the same countries as Arisa? Thanks.
Stephan
|
My understanding of their site is that it DOES in fact cover a few more countries than ARISA while being slightly cheaper and possibly easier to obtain with the credit card. The page states that they "can issue a Green Card policy valid for the EU countries and other European countries". After having a look at their useful map, the countries that are outside the European Community where their greencard insurance IS good would appear to be Switzerland & Croatia. It also appears to be good for places such as Spain where I don't believe ARISA covers. Switzerland is great for me because I will be spending around 6 months of my time living and working there.
They also say that the policy is renewable as many times as you need which is great because if I understand it correctly, the ARISA policy had a limit of up to 1 year on any 1 motorcycle.
This thread spans something like 4 years, and I am brand new to these wonderful forums, but are we to believe that currently, since the ARISA policy went up 4x in price about a year ago (ADAC being underwritten by ARISA), that Mototouring is now the best option for greencard insurance on our North American registered bikes? I will be e-mailing Mototouring in due time to try and confirm some of these details, and will keep you updated.
|
8 Apr 2010
|
Registered Users
HUBB regular
|
|
Join Date: Mar 2010
Location: Toronto, ON
Posts: 33
|
|
Arisa Reply
Yasterday I e-mailed both Jessica at ARISA, and Mototouring. I heard back from a new sournce, Sonja (having e-mailed Jessica) this morning, and she sent me a full one page word doc. on the subject. I know people have already copied and pasted their responses from ARISA above, but I think this one has a little more detail. This information is fresh as of April 8th, 2010, so a little more up to date. I am waiting to hear back from Mototouring (the more favorable option in my opinion) and will post what they have to say.
*Update* For anyone interested, there is NO age restriction (other than min. drivers licence age I would assume) or price increase on ARISA Greencard insurance. It is also good in Switzerland.
Quote:
With our company “ARISA ASSURANCE S.A. “ you can take out an European Insurance for your Motorcycle or your car.
It is a frontier insurance for compulsory motor third party liability ( Minimum Basic Liability Car Insurance):
Insurance coverage: property damage - 1 Mio. €
bodily injury
- 1 person max. 2,5 Mio. €
- 2 persons max. 5 Mio. €,
- 3 or more persons max. 7,5 Mio. €
financial loss - 50.000,00 €
A comprehensive insurance , fire and theft insurance is not possible.
These are the premium for a motorcycle.
You can take out an insurance :
for (minimum ) 29 days = 105,00 Euro
or for 2 month = 210,00 Euro
or for 3 month = 315,00 Euro
or for 4 month = 420,00 Euro
It is also possible to insured a car.
If you need another time insured (longer), you can give me a message, and I´ll tell you the amount insured.
But it is only possible to insure your motorcycle for maximum 12 month.
The insurance is valid:
For all countries in West-Europe,
In East - Europe all counties except: Albania, Bosnia, Belorussia,Croatia,Moldavia,
Macedonia, Serbia, Ukraine, Turkey, Tunisia and Marocco.
And this is the handling:
To take out insurance I need some information’s about you:
1. Identity card and driver’s license (in copies as e-mail attachment)
2.Paper from your motorcycle ( “Titel”) with registration-number, engine-no. or chassis-no. (In copy as e-mail attachment)
3.The date of starting the insurance (commencement of insurance)
4.Time insurance (how long you need the insurance)
We can take out the insurance only, if the premium is at our bank account.
You can transfer the amount at our bank account (details):
Name of the insurance (account holder) - ARISA ASSURANCE S.A.
Bank ( name of the bank in Germany ) - BAYERN LB
IBAN ( account- number) - DE 3170 0500 0000 0004 3985
BIC ( bank – code ) - BYLADEMM
It´s only possible to transfer the premium in Euro. ( We don´t have an account in USD ).
! It´s possible, that you must also pay bank charges!
As soon the premium is at our bank account, I`ll issue the policy for the insurance and send a copy from the insurance policy gladly as attachment at your e-mail- address and the original paper to your home address.
|
Last edited by ThomasWillington; 9 Apr 2010 at 15:55.
|
12 Apr 2010
|
Registered Users
New on the HUBB
|
|
Join Date: May 2008
Location: New Zealand
Posts: 13
|
|
Just insured my bike NZ regestered bike useing Mototouring in Italy. Paid with credit card for 6 months. Cost 315 euro or something like that. Recieved the document in an e-mail in a PDF today, took 13 days this was due to the insurance company closed over easter. only slight problem is Croatia (HR) is crossed out on the insurance papers. The web site map covers it. Have e-mailed them. (probably a mistake). heaps cheaper than the 630 euro Arisa would have charged.
Cheers Miles
|
Currently Active Users Viewing This Thread: 4 (0 Registered Users and/or Members and 4 guests)
|
|
Thread Tools |
|
Display Modes |
Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Next HU Events
ALL Dates subject to change.
2024:
- California: April 18-21
- Virginia: April 25-28
- Germany Summer: May 9-12
- Québec: May 17-19
- Bulgaria Mini: July 5-7
- CanWest: July 11-14
- Switzerland: August 15-18
- Ecuador: August 23-25
- Romania: August 30-Sept 1
- Austria: September 12-15
- France: September 20-22
- Germany Autumn: Oct 31-Nov 3
2025 Confirmed Events:
- Virginia: April 24-27 2025
- Queensland is back! May 2-4 2025
- Germany Summer: May 29-June 1 2025
- CanWest: July 10-13 2025
- Switzerland: Date TBC
- Ecuador: Date TBC
- Romania: Date TBC
- Austria: Sept. 11-15
- California: September 18-21
- France: September 19-21 2025
- Germany Autumn: Oct 30-Nov 2 2025
Add yourself to the Updates List for each event!
Questions about an event? Ask here
See all event details
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|