@markhaf,
For my Malaysian Wise card, there are no restrictions on cash withdrawal. The caveat is that only 2 transactions and limited to a certain amount are free.
Thereafter, you can withdraw whenever you like but you have to pay a fee.
The Wise card is also easy to send funds to someone to their local bank account . I paid for my bike rentals in Chiang Mai and Hanoi using Wise by transferring the amount to their local bank account. They receive the funds within a few minutes.
I wanted to pay for the bike rental in Angeles City, Philippines using Wise but the bike rental shop owner was fussy so I just used cash.
That way, I don't have to carry a huge amount of cash for the bike rental with me.
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