With Wise you can hold funds in more than 40 currencies. When you move from, say pounds to euros, Wise nets off its total daily movements in one direction against the movements in the opposite direction, and only physically converts the balance. So the conversion rate is far better than a normal rate.
And once the funds are in a different currency you spend from that 'jar' without conversion costs at all.
I've been using Wise (formerly TransferWise) for about six years now. Use this link for a fee-free transfer of up to £500, https://wise.com/invite/u/timc84
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"For sheer delight there is nothing like altitude; it gives one the thrill of adventure
and enlarges the world in which you live," Irving Mather (1892-1966)
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