Understand your POV here but I see significant differences between disrespecting individuals vs. circumventing arcane, randomly enforced regs forced upon the public by greedy corporations or corrupt govt. agencies or Tin Pot officials.
Often times we are simply doing what locals do in every instance. Fiddling the system a bit is what is done in many places ... and they'd call you a fool if you didn't do it. It's expected. I'm sure you've seen this.
It's not disrespecting individual people ... just the system itself ... which is often USURY. (insurance companies especially)
I'd sooner slip a fiver to the underpaid migra official to allow me through ... and see him smile than be forced to plow through mountains of paperwork that makes no sense ... and then PAY for that privilege. 
Yes, it's unfair to the poor who can't possibly pay. But they have to start their revolution, not me.
We can't change the system, just have to operate practically and fairly within it. Yes, it perpetuates corruption ... but sometimes there are no other options.
My respect goes out ONE ON ONE to real people face to face, not institutions.
Be kind, share and smile.  Karma!
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