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7 Apr 2016
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Well I too have run into an insurance problem
I am insured with World Nomads Australia, They will cover me for motorcycle touring, however they will not cover personal liability if I injure someone or damage their property. I am mainly concerned about Europe, how can I get third party in Europe? My bike is French registered and apparently green cards are only issued to non-EU registered bikes. European insurance companies don't seem to want to insure me as I am not a resident.
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17 Apr 2016
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Location: FORBES N.S.W. AUSTRALIA
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Hi Wanted,
I am Australian with a Irish registered bike. last year I tried to renew my insurance from an Irish Insurer, but every available obstacle was placed in my way. Ended up obtaining insurance from a Croatia supplier. Have not got the supplier details on me in OZ but Martin from www.motofeirme.com. would probably inform you. The document took some time to arrive at an English address, but a copy is sent by email, which I copied and carried with me.
Regards Ben.
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18 Apr 2016
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R.I.P. - 2020
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Join Date: Jul 2010
Location: Cotes d'Armor, France.
Posts: 377
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Quote:
Originally Posted by Wanted
Well I too have run into an insurance problem
I am insured with World Nomads Australia, They will cover me for motorcycle touring, however they will not cover personal liability if I injure someone or damage their property. I am mainly concerned about Europe, how can I get third party in Europe? My bike is French registered and apparently green cards are only issued to non-EU registered bikes. European insurance companies don't seem to want to insure me as I am not a resident.
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If you have a French registered bike, it MUST be registered in your name to be legal and before you can get it insured by a European based Insurer. In France you must have a residential address ( permanent or holiday home) before you can register it here. In fact strictly speaking a bike must be registered to you, before you can get any Insurance, unless you have written permission from the owner, and even then the registered owner pays the insurance and you become named rider/dual owner. Under European Law a European registered bike not registered in your name, still belongs to the previous registered keeper. You would be well advised to re register the bike in your own country into your name and then use someone like TourInsure for your European cover.
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25 Apr 2016
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Join Date: Jan 2016
Location: Tartu, Estonia
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Quote:
Originally Posted by Wanted
My bike is French registered and apparently green cards are only issued to non-EU registered bikes.
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That's not quite correct; green cards can be obtained for non-EU bikes separately. For EU-registered bikes, they are a free and intrinsic supplement to your mandatory insurance. Most of the time traveling inside the EU you can get away with not having the Green Card on paper, and you have to request it separately from the insurer if you want the paper version.
Quote:
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Under European Law a European registered bike not registered in your name, still belongs to the previous registered keeper.
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Can you point me to a source on that? Here in Estonia, I'm pretty sure ownership and registration are entirely separate things. Ownership passes at the point when the sales contract is signed and the money handed over. Registration is between the new owner and the government. You can show up at the licensing authority office with a sales contract and the vehicle registration document, and register it in your name; or the old owner can confirm online that they sold it to X person, that person can confirm they bought it and pay the fee, and registration is complete.
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3 May 2016
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New on the HUBB
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Join Date: Jul 2015
Posts: 15
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insurance
Just sharing some advice
26 year male, 3 month south america trip
1/naviagator- approx 240 quid
2/Carol nash- 240 quid
3/Marks and spencer- 140 (wouldn't have thought to try them except saw on this forum!)
Now first 2 were geared at bikers. However marks and sparks will cover you for any vechicle abroad that you have full licence for at home if you have insurance for this.
call them up and they were very helpful, told them touring on motorbike for 3 months and they were happy with this. no engine restrictions - so if anyone is looking to tour their triumph rocket this is the place!
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18 Sep 2016
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Join Date: Nov 2006
Location: On the road, Homeward bound :-(
Posts: 127
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Quote:
Originally Posted by DR11
Just sharing some advice
26 year male, 3 month south america trip
1/naviagator- approx 240 quid
2/Carol nash- 240 quid
3/Marks and spencer- 140 (wouldn't have thought to try them except saw on this forum!)
Now first 2 were geared at bikers. However marks and sparks will cover you for any vechicle abroad that you have full licence for at home if you have insurance for this.
call them up and they were very helpful, told them touring on motorbike for 3 months and they were happy with this. no engine restrictions - so if anyone is looking to tour their triumph rocket this is the place!
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Which Motorcycle Insurance company gave you cover for a UK registered bike being used in Sth America? I couldn't find one that exceeded the limits of the EU, though that was back in 2009, and I doubt very much they will pay out if you have an accident even if you have local insurance, Hire vehicles probably the exception.
Just noticed this is an old post!!!!
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3 Feb 2017
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Location: Guildford, England
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For the UK...
Just bought motorcycle travel insurance from HolidaySafe - one of their underwriters is a biker. All the usual stuff. Looks pukka.
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8 Mar 2017
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Join Date: Feb 2004
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who's the underwriter?
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14 Mar 2017
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Join Date: Oct 2016
Location: Devon, UK
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Anyone know of an insurer who will provide legal 3rd party road insurance for a non EU registered bike (owned by the rider) used in the EU?
Tourinsure seem to be the best for medical expenses but I'm thinking legal requirements?
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2 Jun 2018
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Join Date: Dec 2007
Location: Zagreb, Croatia
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Quote:
Originally Posted by Des Senior
Anyone know of an insurer who will provide legal 3rd party road insurance for a non EU registered bike (owned by the rider) used in the EU?
Tourinsure seem to be the best for medical expenses but I'm thinking legal requirements?
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Quote:
Originally Posted by Wanted
Well I too have run into an insurance problem
I am insured with World Nomads Australia, They will cover me for motorcycle touring, however they will not cover personal liability if I injure someone or damage their property. I am mainly concerned about Europe, how can I get third party in Europe? My bike is French registered and apparently green cards are only issued to non-EU registered bikes. European insurance companies don't seem to want to insure me as I am not a resident.
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Quote:
Originally Posted by Bennett
Hi Wanted,
I am Australian with a Irish registered bike. last year I tried to renew my insurance from an Irish Insurer, but every available obstacle was placed in my way. Ended up obtaining insurance from a Croatia supplier. Have not got the supplier details on me in OZ but Martin from www.motofeirme.com. would probably inform you. The document took some time to arrive at an English address, but a copy is sent by email, which I copied and carried with me.
Regards Ben. |
Lobagola is currently the only provider of such coverage as a registered tour operator and insurance provider.
We have been part of the moto and 4x4 community for long time, and many people know me as Dooby, here but also on ADVrider (we have dedicated thread there), Kiwi biker, Overland sphere etc.
All inquiries will be handled through our direct email: borderinsurance@lobgola.com very fast and efficient.
We're also on of the founders of Trans Euro Trail project known as TET, so if you plan to ride in Balkans you can send inquiries if you need any type of support.
Regards
Dooby
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29 Aug 2020
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Join Date: Feb 2020
Location: UK
Posts: 29
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Travel insurance for on and off road
Hello all,
I'm currently on a RTW trip and was struggling to find insurance that would a), allow me to take it out after I'd already started travelling and b), cover both on and off road.
Obviously I booked at this page, bit with the latest post 2 years ago it wasn't much help.
After a fair amount of searching, I found these guys:
CMS Ltd. <- it's a link
After a bit of back and forth with Paul (who works there) I confirmed all the details I needed and now I'm insured.
This company has the added benefit of being American owned which means it's not influenced by FCO travel restrictions. The only restrictions are, if there is a level 3 rating on the Centre for Disease Control website for a given country, you are not covered for that particular issue. If there is a level 3 or above rating on the US State Department website for civil unrest, you are not covered for political evacuation or terrorism issues.
All seems fair enough to me, better than British companies that won't cover you for anything at all if there is any FCO advice against travel in a country.
Anyway, if you're interested give Paul a shout
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6 Sep 2021
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Join Date: Oct 2016
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Navigator in any case is underwritten by TIF Group who have very poor service reviews.
The best one I've found (on paper - not bought it yet) is Big Cat who are happy to insure older travellers on motorcycles for extended trips.
I'll be interested to hear what becomes of your inquiries.
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8 Sep 2021
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Join Date: Apr 2005
Location: Oxford UK
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I’ll have to bookmark them as they do seem to tick all the boxes. Hopefully no catches like they don’t pay out or answer emails?
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6 Oct 2021
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Location: Leeds
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Thanks for all the info guys. I am planning to ride in South America and then part of the TAT, all being well 2023. Just in the early stages of planning dates, shipping, routes and insurance of course. 
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13 Oct 2021
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Join Date: Jan 2008
Location: Inverness, Scotland
Posts: 257
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Thanks for the tip off re CSM insurance. Have got in contact with them regarding our trip - nice to see someone is willing to cover over 30 days still.
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
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Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers and travel is covered on motorcycles of all sizes.
(ONLY US RESIDENTS and currently has a limit of 60 days.)
Ripcord Evacuation Insurance is available for ALL nationalities.
What others say about HU...
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Lots more comments here!
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Authentic, engaging and evocative travel memoirs, overland, around the world and through life.
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Membership - help keep us going!
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helps answer the question - Why Go? Inspirational stories by veteran travellers Greg Frazier (5 times RTW), Peter and Kay Forwood (193 countries), Tiffany Coates (Mongolia Mayhem) and Rene Cormier (University of Gravel Roads).
Get Ready! covers planning, paperwork, medical and many other topics! "Inspirational and Awesome!" See the trailer here!
What stuff do I need - riding gear, clothing, camping gear, first aid kit, tires, maps and GPS? What don't I need? How do I pack it all in? Lots of opinions from over 150 travellers!
Ladies on the Loose! For the first time ever, a motorcycle travel DVD made for women, by women! These intrepid women share their tips to help you plan your own motorcycle adventure. They also answer the women-only questions, and entertain you with amazing tales from the road! Presented by Lois Pryce, veteran solo traveller through South America and Africa and author of 'Lois on the Loose', and 'Red Tape and White Knuckles.'
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