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18 Jul 2007
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Contributing Member
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Join Date: Feb 2005
Location: Travelling in Australia
Posts: 175
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World Nomads - That's a NO
This is the email response that I got this morning from World Nomads:
Quote:
Hi Michelle
Thanks for your email.
The limit for motorcycle riding more than 125cc is not covered under this policy.
There is no provision to increase this cover.
Kind Regards
Alison
World Nomads
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Hello little Square One.
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27 Aug 2007
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Contributing Member
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Join Date: Apr 2001
Location: On the road
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Endsleigh Gap year
Endsliegh Gap year travel insurance
might be worth considering for those under 36 (i'm not :-( ) so have not bothered to check in too much detail but seems motorcycling is not explicity excluded...
Hmm another look indicates they only cover 'overlanding' in their Extreme Activities insurance. For a 40 year worldwide cover (not USA, Canada) the quote on the web was £778!
I just rung them and got it down to £508. Worldwide (not USA/Canada), luggage not covered, activity policy at essential level (not comprehensive) so I've gone with them as they are a name I know and respect
Last edited by karter257; 3 Sep 2007 at 11:42.
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13 Sep 2007
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Registered Users
HUBB regular
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Join Date: Apr 2007
Location: USA
Posts: 32
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Insurance Carol Nash
If I just got an insurance policy from Carol Nash in Dublin to cover my m.c trip Europe/Africa 8 month for 104 Euro - initially the perosn I spoke with said they only provide 45 days max coverage - I asked this person to speak with her supervisor and the got back to me with the quote above, hope this is helpfull..Mike
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13 Sep 2007
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Registered Users
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Join Date: Apr 2003
Location: Ireland
Posts: 114
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Quote:
Originally Posted by michaelo
If I just got an insurance policy from Carol Nash in Dublin to cover my m.c trip Europe/Africa 8 month for 104 Euro - initially the perosn I spoke with said they only provide 45 days max coverage - I asked this person to speak with her supervisor and the got back to me with the quote above, hope this is helpfull..Mike
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Nice one Michael will give them a phone tomorrow morning
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14 Sep 2007
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Registered Users
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Join Date: Feb 2006
Location: On the border - NE FR
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Travel Insurance
I got my cover from World Nomads for a 4 month trip. Premium was 201 Euros.
I am in the process of making a claim and I have to deal direct with the underwriter. Because I live in France, the policy is underwritten by IHI of Denmark.
Might be worth contacting them direct for a quote, even if you Do live in the uk
IHI - International health insurance, travel insurance, expat insurance
John
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14 Sep 2007
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Join Date: Feb 2005
Location: LONDONISTAN, England
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Carol Nash
No one knows how good their policy is until it needs to be claimed upon, but based on a number of seperate stories from people I actually know (not friends of friends) and from what I have been hearing about the excellent service provided by Carol Nash European recovery services I think I would tend to seriously give them a try for ALL my insurance needs
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14 Sep 2007
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Join Date: Apr 2003
Location: Ireland
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Just got me insurance with Carol nash Dublin, 485euros for 6mths this is for a single trip, said to them about michaelo quote, they said that this was there best price on a single trip, so had to cough up me cash, but at least i am now covered :-)
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27 Sep 2007
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Join Date: Nov 2006
Location: gone for a spin
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carol nash
travel insurance/called carol nash and was quoted £140 for a two month trip in morocco and europe.i mentioned on their website it says £90 worldwide cover for 12 months but this is for trips upto 1 month at a time and then back to base before you go again. cheap enough for them little run arounds! did change my bike insurance to them though as i saved £100 and got my gps and panniers covered also!
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8 Oct 2007
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Join Date: Jan 2006
Location: Lisbon
Posts: 68
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still confused
Hi,
I’m planning a motorcycle travel (a 650cc) to West Africa. My idea is to leave Portugal (I'm a portuguese citizen) and go south to Marocco, RIM, Mali and maybe Guinea Conacry and Bissau. I guess a little bit more than two months it will be enough. I’ll be alone and maybe be doing some remote pistes (they seem remote for me, at least from my couch…). I’ve read different opinions on travel insurance and I’m still confused about it. Should I do one? And which company would suit me best? Can I do it on the internet?
Cheers
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1 Nov 2007
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Location: Oxford UK
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Just to keep this thread going, Carole Nash have quoted £71.95 for a six week west africa trip - excluding Algeria and Libya which I wasn't going to anyway. They specifically stated that it covered large capacity bikes.
Not sure if age has anything to do with it - I'm 50+, but it seems very good. They're going to send me out the policy document in the post so I'll see if anything else crops up
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26 Nov 2007
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New on the HUBB
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Join Date: Sep 2006
Location: Somerset England
Posts: 15
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Quote:
Originally Posted by maria41
I've been phoning this morning around as we're off soon. (Asked 1 year for 2, older than 35).
It seems STA travel have changed underwriters and cover motorcycles up to 125cc only!
I came down to 3:
Navigator still cover motorcycle touring (Gold or Diamond policy- I Added +25% as we're over 35!) It's possible to waive the Excess Charge by paying £15 pp. Total for 2 (removing Baggage and Money claim) is 295pp for 1 year worldwide.
Insure&Go quoted me £ 90.50pp for including motorcycle touring as permitted activity. Budget insurance for 2 (1 year ) £450 so total for 2 = £630.
Wordlwideinsure: £456 (no compensation in case of disability as a result of a motorbike accident, but medical costs covered)
Has anyone used and made a claim on one of these 3 above?
Cheers,
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I have just had a quote from this company too, for 2 people 1 years cover to include motorcycle travel £644.39 both people are older than 35! out of interest Maria which one did you go with?
Regards
Steve
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26 Nov 2007
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The franglais-riders
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Quote:
Originally Posted by steve71
I have just had a quote from this company too, for 2 people 1 years cover to include motorcycle travel £644.39 both people are older than 35! out of interest Maria which one did you go with?
Regards
Steve
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Steve, I went with Navigator, for the 2 following reasons:
The underwriters for the 2 others were one "unknown", the other was AXA, and AXA being a nightmare to deal with, it was enough to put us off.
Navigator underwriter is Lloyd Ins..
Second, when you phone NAvigator you get to speak to a guy straigh on, no bullshit call centres. and when you are in the otherside side of the world with problems, it is a BIG plus point! So far we made no claims. We had few health problems along the way, and we saw doctors, but all is so cheap that we preferred to leave it. Better keep insurance in case of big trouble, never know, they may cancel the policy if we make several small claims.
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10 Mar 2008
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Contributing Member
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Join Date: Feb 2004
Location: St Andrews
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On the road again, maybe.
Hi People, if all goes to plan I will soon be back on the road again after my little contretemps in Mexico last year. Problem, being a pensioner and UK citizen I am finding it next to impossible to find any medical-travel insurance for me whilst riding a big bike, my recently repaired R1200GS. If there are any knackered old sods riding around the world with travel - medical insurance can they please let me know which companies they are with. I would like to finish the Mex-USA-Canada leg of my trip but the thought of having a similar mishap to the Mexican one in the US or Canada fills me with dread. Ride safe, Mike.
__________________
Mike
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Mike is riding the twisty road in the sky
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29 Jul 2008
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Join Date: Nov 2006
Location: On the road, Homeward bound :-(
Posts: 127
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Insurance
Hi Mike,
If you haven't already got your insurance check Health Care International www.healthcareinterntional.com . We have had trouble getting cover, either to old!!!! or the bike is to big or because of the countries we intend visiting.
My Email to HCI
I am enquiring about insurance for a trip I am planning.
Myself and my Wife will be leaving the UK in Jan 2009 for a Round the World trip by Motorcycle covering:-
West coast of Africa from Morocco to Cape Town, South, Central and North America, Canada, Alaska, NZ, Australia, Asia and Eastern Europe. We are expecting the trip to last about Three Years.
We would like insurance to cover, but not be restricted to:-
1 Repatriation to the UK if neccessary.
2 Be renewable on the road out of UK (unlimited time).
3 Cover the use of a Motorcycle of 1200cc.
I would be interested to hear if you have any such product.
HCI reply
Many thanks for your email. I must admit I am green with envy at the prospect of your amazing trip! It sounds absolutely amazing and a once in a lifetime trip that I would love to have the opportunity to do one day.
A quote to cover medical insurance and repatriation costs comes to £329.00 per person and will cover you for one year. The premium may increase the following year(s) but we can offer you yearly policies.
This would not cover any motorbike costs so would not act as motorcycle insurance and would cover medical expenses in the event of an emergency.
I double checked over the phone with them and there is no restriction on engine size.
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30 Jul 2008
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Contributing Member
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Join Date: Sep 2003
Location: Whangarei, NZ
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WorldNomads - my experience
I just had to go to hospital after 3 days of increasing fever and a bad cold. The hospital wanted to admit me straight away, so I gave them my insurance details. There were a few snags to begin with: seems the hospital's lines were toll barred, they couldn't call Australia. So, I called them from my mobile, but my credit got burned up in Mondial Assistance's waiting loop. I guess this is partly my own fault, as MA actually have an office with freephone number in Bangkok, which I discovered later.
The hospital then managed to call them using another prefix (don't know how this works...) and from then on it was all plain sailing. I was still in the process of being transferred to a ward and I got to speak with one of their doctors, who was friendly and gave the impression he was genuinely concerned about my welfare. After that I didn't have to worry about anything connected with insurance or payment any more. When I was discharged 2 days later the insurance arranged to pay the hospital directly and I only had to pay a small amount.
All in all a mostly positive experience and lesson learnt: collect all the relevant phone numbers before I need them.
Pity they don't cover UK people on bikes, but they will cover my Thai partner.
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