I emailed Travel Nation/roundtheworldinsurance.co.uk to get the same agreement as Ollie did above for my trip down the West Coast of Africa in a 4x4.

Travel Nation replied that they would +not+ cover me.

I pressed them on why not and the owner of the company phoned me and we had a constructive conversation which I will paraphrase below and Haydn the owner said he will add his comments from his side in another posting.

Briefly:

- Current policy owners will be covered.
- Travel nation were apparently unaware that overland travelers like us were using their polices for these kinds of trips (even though people like Ollie had emailed them and received the replies posted above - I was just doing the same and wanting the same reply in writing like Ollie).
- This decision is on my trip - they felt it was too much of a risk compared to somebody back packing around Australia for example ( a drunk 19 year old is less of a risk than a teatotaler like me! I'm insulted ;-).
- They may cover your intended trip, but suggest you email them first to recieve a yes or no.
- They will put a note on their website shortly to make this clearer.
- Their policies are really aimed at 'normal' travel use rather than 'niche' travel like us overlanders.
- I suggested overland travel is not so niche anymore and they look into creating a policy for us. They are only a small company and this probably wouldn't be possible for them.
- They suggested getting insurance through Campbell Irvine. I noted that this was much more expensive!

I'll add anything else I have forgotten if I remember it!

So, the search goes on for me at least - shouldn't have sent a bloody email......!!!!

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Kiwi, 7 years around Africa. Overlanding channel:https://www.youtube.com/c/roamingyak

Once again I have just renewed my medical only travel policy with "1 Stop Travel", £277.00 for 10 months all world, a UK based firm with a web site and once again I re-emphisised the fact that I was traveling on a big bike and was a pensioner. They were, once again, happy with this and, once again, a very good price. Ride safe.

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Mike
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Mike is riding the twisty road in the sky

Yip, but the other key factor is the FCO list. Half(?) of my intended route is through countries listed on the FCO website, so I want cover in those countries as well.

I'm happy if it excludes the actual part of the country with problems and/or the thing (car jackings for example) that the FCO warns about. But if I slip over whilst walking on flat ground then I'd like to be covered for that regardless of it it happens in Morocco (not on list) or Nigeria (on list).

And that's why Travel Nation were good as they offered that cover.

Still, my last two trips were without any insurance and I'm starting to remember why now!

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Kiwi, 7 years around Africa. Overlanding channel:https://www.youtube.com/c/roamingyak

so far so shit for me, money supermarket came up with just 2 quotes for me, each greedy f**ker wanting just under a grand, and bikers travel insurance (tgic) want the same, or 650 if i don't wanna do any snowboarding. Essential travel (axa) want 341 with an excess of 650 and personal liability isn't covered cos the bike makes it a grade 3???? and carole nash has just managed to take 30mins to confuse the hell outta me. Muchly hating all insurance people!!! now in dire need of a fag and a lay down.

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***Sorry, can you repeat that......Err what was that again***

I have just got off the phone to Navigator Travel (0161 973 6435 - In the UK).

What a thoroughly delightful and helpful experience....

The bloke talked me through all the policies and instead of pushing me onto the most expensive, actually pushed me onto a cheaper but more comprehensive package.

£138 for 7 months accross Africa. He said it covers ALL sizes of motorcycles and the underwriters for the policy DO NOT exclude travel to the FCO countries.. Although,

"You are not covered for the specific reason that the FCO warns about"

Eg. If the FCO says there are bandits on the border of Sudan and you then get robbed by them, you're not covered..

If you fall off your bike and break your leg in the same place you would be, even though you are in an FCO warning zone..

THIS IS WHAT MANY COMPANIES DONT TELL YOU... Many will just refuse you due to where you are... Navigator doesnt do this on "most" of their policies..

Dont bother booking online, phone them up and get the facts and the info..

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Did some trips.
Rode some bikes.
Fix them for a living.
Can't say anymore.

Wait till you read the small print Ted :confused1::confused1::confused1:

Actually if it's all that your post suggests it might be then they may well be the first port of call in the future. I've had soooo much trouble finding out of Europe travel insurance for my bike trips in the past - either hoping any claim will be for something not bike related or not bothering at all.

Well, im not the first.. There are a few recommendations on the hubb for them.

I have all the documents in PDF form if anyone wants to read them over.

The bike IS NOT insured nor are 3rd partys. Thats the kind of insurance you pick up at borders.

Still, its half the price I paid for Endsleigh insurance for South America in 2007/8.

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Did some trips.
Rode some bikes.
Fix them for a living.
Can't say anymore.

Not sure how many other people have been using WorldWideInsure, but discovered today that they wanted an *extra* 190ukp/person for "Overland" motorcycling on World trips.

After a scan of this forum I had a look at 1 Stop Travel and American Express.

I decided I liked the look of Amex and rang and discussed the ( 8-9 month) trip (it started as 6 but it keeps getting longer :-) ), they were happy to cover the motorbike use and did the trip for 466ukp in total (yes, 233ukp/person).

I'll report back if I have any issues once I have read the docs :-)

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--

http://www.ytc1.co.uk

Hello Maria
I see you are an expert in travel insurance area. What would you say of Globelink international?
here they are - Cheap Travel Insurance for EU Residents - Annual Holiday Insurance
I appreciate your advice

Hi Leeloo,
sorry to disappoint you but I am not really an expert.

When I was preparing my trip I did a lot of research and put my finding in this thread.
I do not know the insurance you mentioned.

Regarding travel insurance I usually look at few things:

- Does it cover MC over 125cc in teh coutries I will travel through and what are the restrictions;

- Who is the underwriter (for example I avoid AXA but this is personal preferences!);

- Do the broker answer the phone straight away or is it a complicated messagerie (to be discarded: you do not want to spend 1 h on the phone, on the other side of the planet, going through 1000s of menus if you have an emergency!);

- I also inspect the details of the medical insurance (which is the main reason for the insurance for me, Id on;t care about the rest!) : what does it cover, how much, does it include repatriation etc...

- reputation....

Price in such case is totally secondary to the above. In case of bad crash my health would be worth more that few quids saved on the premium...


Cheers,


Maria

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Maria

www.franglais-riders.com

Thank you Maria!
Anyway your advices helped me and I have done a research as well!

Best wishes!

Just to give a quick update in relation to this topic. Not sure if anyone else mentioned this already but I got a reply from Carole Nash today, that they no longer provide travel insurance. Bugger.

And yet their website is still advertising travel insurance..?

Do they just make stuff up if they don't have the answer in front of them..?

__________________
Beware the dark, mechanical bird.

Sounds good
I have AA travel insurance made sure it covered me riding any size cc (it does) it is unlimeted travel throught out the year but only up to the Urals i.e. got to keep left side of the urals lol


Sent from my GT-I9300 using Tapatalk

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We are the Pilgrims, Master, we shall go Always a little further: it may be beyond that last blue mountain barred with snow, Across that angry or that glimmering sea.

Hi all,

Just to update that unfortunately Navigator travel UK no longer seem to be doing motorcycle insurance for over-landers. As of the time of writing, coverage is limited to 14 days only. More so, insurance must now be booked before you leave the UK, and so policies cannot be bought once you've already left the UK. Given Navigators excellent reputation, this is most unfortunate news.

I spoke to Richard the other day and he confirmed that they are negotiating with another underwriter and should have an answer next week, and so fingers crossed they can work something out. He said that the previous underwriter scrapped the policy because of the "ridiculous" amount of claims, and that because the entire thing had become disastrously unprofitable due to sheer number of claims.

So that's it for the time being - Navigator do have something called an "Adventures" policy but can be in excess of 1000 GBP for six months, and much more depending on "age, location, type of road, etc". I'm going to call the Post Office and AA tomorrow and will post my findings back here.

Updated:

So called the POST OFFICE, seems okay - quoted* for:

Motorcycle used as primary means of travel.
No restrictions on engine size but no racing or taking part in a competition.
Policy must be bought BEFORE you leave the UK / cannot be extended (maximum coverage 1 year).

Quoted £355.22 (I'm between 21-35)

Will call AA tomorrow!!!

* NB this was for "Long-travel Trip" not the "Explorer" -- according to the nice lady I spoke to on the phone it seems the only differences are in the amounts you are insured against i.e. 5 million vs 10 million, respectively. The latter is more expensive but given that the biggest payout was 2 million for health you would have to be pretty unlucky to run up a bill past 5 million.