Sorry to hear about your misfortune. Traffic in Java was in my opinion just as bad as India (=Really bad!) Hope you will heal soon. Read your blog – it really is amazing to see, that total strangers will go out of their way, to be able to help, when you are in need.
Good point about the travel insurance. You´ll never know, when you are gonna need it, and if you do, costs can, and usually will, start piling up very quickly.
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