Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Trip Paperwork
Trip Paperwork Covers all documentation, carnets, customs and country requirements, how to deal with insurance etc.
Photo by Ellen Delis, Lagunas Ojos del Campo, Antofalla, Catamarca

I haven't been everywhere...
but it's on my list!

Photo by Ellen Delis,
Lagunas Ojos del Campo,
Antofalla, Catamarca

LinkBack Thread Tools Display Modes
Old 13 Feb 2012
Pumbaa's Avatar
Registered Users
Veteran HUBBer
Join Date: Feb 2007
Location: On our bicycles, probably pushing up a hill!
Posts: 435
Cyclist - travel insurance

This is probably more applicable to cyclist overlanders/tourers...

Has anyone had good or bad experience with their relevant choice of travel insurance?

Which company did you use in the end, and why did you choose them.

We'll spend about 12 months on the road in china, SE Asia and India, and I'm sure we'll be 'taking advantage' of cover at some point....

Just as an example of the importance of having travel insurance...

I read on someones blog about the couple who got attacked by some dogs a few days ago when they cycled passed. The back of the womans lower leg got a nice big bite (with bits hanging on by the skin) and also other parts of her leg and she needed about 200 stiches. Her husband also got his fair share. This happened in Turkey btw. Luckily for them , their costs were only about $50, as the hospitals/doctors didn't charge them.

So who should I avoid?
Jacques & Mandy with Pumbaa II
Reply With Quote
Old 13 Feb 2012
Gold Member
Veteran HUBBer
Join Date: Jul 2008
Location: London
Posts: 404
For what it's worth, I've used CTC (Cycle Touring Club), for 5 months in N America and about 4 months in Spain.
Don't know how good they are as never had to claim. But their reputation seems good which is why I chose them.

Completely irrelevant but I like the memory - the 'theft of bicycle' section says that anywhere out-of-doors the cycle must be chained to an immovable object - if it's stolen in such circumstances they'd need to see evidence of a broken chain or lock.
Well I spent 5 months in 'small-town America' where there's more or less zero crime. I stopped in a small place in Montana or Idaho and chained my bike to a lampost thinking 'this is pretty stupid, who's going to steal this??'
That was reinforced about 10-fold when a guy on a big Harley full dresser, all leather and dripping with chrome, stopped on the other side of the road to go into a deli. Just as I'd wrestled the chain through the wheels and locked my bike, I felt a real looney as I watched him get off his bike and walk into the deli, leaving the Harley engine running and whatever key makes it go still in place.

I went into an 'outdoor outfitters' shop for a browse for a while, came out and had to unlock my little bicycle while the Harley was still rumbling away across the road completely unattended.
The wonders of small-town-America!
(Not so 'green' though)
TTR250 - London to Cape Town
Reply With Quote
Old 13 Feb 2012
Contributing Member
Veteran HUBBer
Join Date: Feb 2004
Location: St Andrews
Posts: 662
A bit about small print which I have mentioned on the HUBB several times. I was with World Nomads for several years and had no reason to make a claim until I did, thank goodness. The main reason I stayed with this company was that it allowed extensions on line if you over-ran on your trip which most companies did not. I was heading north just outside of Vera Cruz in Mexico when I was hit by a drunk driver whilst waiting at traffic lights, he headed for the hills and I headed for the local A&E confident that World Nomads would look after me. When the med admin department rang World Nomads the company refused to pay up as I was riding a bike greater than 125cc which to be fair a BMW R1200GS is. It transpired that while I was on the road, World Nomad changed their UK agent and they decided that nasty big bikes were dangerous to ride round the world on and dropped the cc from unlimited if you were licensed for it to tiddlers which they must have decided were safer. Of all this I was blissfully ignorant until the accident however they maintained that they had informed me of the change and the fact that I was no longer insured if I persisted in riding my big terribly dangerously sized bike so in more than one way I didn´t have a leg to stand on, at least not for a while. I had to pay for my treatment and hospital care, which I could not fault at all in fact if you are going to have an accident I can recommend Mexico in general and Xalapa in particular, they were great and when they found out what my insurance company had done they halved the bill. I later found out that technically I had been informed that my policy had changed from the one that I had bought before setting off overseas, they had sent the notification of changes to my travel insurance to my home address whilst I was still travelling. My advice if you're a Brit, leave this Aussie company to the Aussies and don't assume that just because you took it out on line that they will inform you of changes on line and yes, I did take them to the Ombudsman with no luck. Ride safe.
Mike is riding the twisty road in the sky
Reply With Quote

Currently Active Users Viewing This Thread: 3 (0 Registered Users and/or Members and 3 guests)
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Cheap motorcycle insurance for Argentina (and other MercoSur countries) everson65 Trip Paperwork 13 21 May 2023 17:10
Adventure Travel Film Festival Australia - Bright Vic 24-26 Feb 2012 Adventure Travel Film Festival Australia HU Travellers Meetings - Australia 23 28 Nov 2012 06:04
travel insurance DRad Staying Healthy on the Road 2 9 Jan 2012 22:08
travel medical insurance for b.c. residents bren Staying Healthy on the Road 4 5 Jan 2012 16:14
Travel insurance without longterm address Arow Staying Healthy on the Road 1 7 Dec 2011 00:19



Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.


Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)

Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!

Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.

Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.

All times are GMT +1. The time now is 19:54.