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Photo by Marc Gibaud, Clouds on Tres Cerros and Mount Fitzroy, Argentinian Patagonia

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Photo by Marc Gibaud,
Clouds on Tres Cerros and
Mount Fitzroy, Argentinian Patagonia



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  #1  
Old 22 Feb 2019
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Yes a Cunning foxy plan indeed, but read the policy wordings carefully and you may have to shop around - my current UK policy states up to 90 days in the year full cover as in the UK (comprehensive), but no single trip can exceed 30 days. Also states the minimum required by EU law in whichever country you are in, or travelling through for the whole period of policy.

I suppose you could put them all back to back or even have one day between each period of 30 days, but in the event of any claim I am sure they will try and find away out as always.

Potentially Brexit as it stands with “No Deal”, will make it all irrelevant. After 90 days in the EU you may have to either leave or get a resident permit/visa.
My Australian mate fell foul of the rules a few years back by going to Switzerland for a couple of weeks and returned to France, thinking he would reset the clock - no way he was told in no uncertain terms
Be interesting to see how the EU propose to enforce it though now there are no boarder checkpoints anymore.
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  #2  
Old 22 Feb 2019
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Originally Posted by Graham72 View Post
Yes a Cunning foxy plan indeed, but read the policy wordings carefully and you may have to shop around - my current UK policy states up to 90 days in the year full cover as in the UK (comprehensive), but no single trip can exceed 30 days. Also states the minimum required by EU law in whichever country you are in, or travelling through for the whole period of policy.

I suppose you could put them all back to back or even have one day between each period of 30 days, but in the event of any claim I am sure they will try and find away out as always.

Potentially Brexit as it stands with “No Deal”, will make it all irrelevant. After 90 days in the EU you may have to either leave or get a resident permit/visa.
My Australian mate fell foul of the rules a few years back by going to Switzerland for a couple of weeks and returned to France, thinking he would reset the clock - no way he was told in no uncertain terms
Be interesting to see how the EU propose to enforce it though now there are no boarder checkpoints anymore.
They really are a bunch of killjoys. What do people who go around the world do for insurance do they have to get separate policies for each country they pass through?
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  #3  
Old 22 Feb 2019
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Location: Pays de la Loire - France.
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[QUOTE=Redwineracing;596469]They really are a bunch of killjoys. What do people who go around the world do for insurance do they have to get separate policies for each country they pass through?[/QUOTE

Outside the EU probably - I think you purchase it at the borders for the duration of your expected stay in that country.

On my French insurance there are some adjoining non EU countries that they will cover for an additional premium, never enquired as to how much it would cost though.
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  #4  
Old 22 Feb 2019
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Originally Posted by Redwineracing View Post
What do people who go around the world do for insurance do they have to get separate policies for each country they pass through?
Well yes, this is the norm in most areas of the world. Sounds like EU members get spoiled.

In North America, any single insurance policy is good throughout Canada and the US, but not in Mexico, the Caribbean, or anyplace in Central America. In South America there are 12 countries but just one area in which a single policy can cover multiple countries (Mercosur). In West Africa there is another multiple country insurance plan (Ecowas). I'm sure there are other exceptions I'm not remembering.

But the norm is that you purchase insurance at every border or take your chances....just like it used to be in parts of Europe which are now included in your Green Card.
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  #5  
Old 23 Feb 2019
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Originally Posted by Graham72 View Post
My Australian mate fell foul of the rules a few years back by going to Switzerland for a couple of weeks and returned to France, thinking he would reset the clock - no way he was told in no uncertain terms
Be interesting to see how the EU propose to enforce it though now there are no boarder checkpoints anymore.
That's because Switzerland is to all intents and purposes a member of the EU, with multiple agreements amounting to transparent borders.

Quote:
Originally Posted by Redwineracing View Post
They really are a bunch of killjoys. What do people who go around the world do for insurance do they have to get separate policies for each country they pass through?
Yes, they do. One of the benefits of the EU is getting away from a lot of the expense and red tape. Or used to be.
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