Spoke with Richard at Navigator today and purchased an 18 month "Standard" policy for my wife and myself. Not quite sure what we'll do when the 18 months are up as it is NOT possible to renew these policies whilst already on your trip (we're planning for a lot longer than 18 months).
Also looked at World Nomads. On the face of it look OK but there is a clause that specifically states that "Motor Biking (excluding touring or where a motor bike is the main mode of transport". Find details here World Nomads - Policy Wording: Millstream Underwriting Ltd UK Aug 2010 under the Sports & Activities section.
I've yet to find any policy that can be purchased whilst you are away from the UK or renewed if you are already on your trip. What I can't figure out is what travel/medical insurance do all those travellers already on the road have if they are away for periods exceeding 18 months?
Cheers
Steve
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