Green Card with no excluded countries - universally recognized?
I used MotoTouring as well in 2010 and was very pleased with their service, but the insurance had many exclusions at the time: Albania, Andorra, Bosnia Herzegovina, Israel, Iran, Morocco, Moldavia, Macedonia (FYROM), Russia, Serbia, Tunisia, Turkey and the Ukraine. I think that these exclusions are fairly common.
Motorcycle Express Motorcycle Express - Ship Your Bike, however, offers Green Card insurance for non-Europeans that says "is valid all over Europe including Russia, Turkey, Morocco and Tunisia". They don't list any excluded European countries. It's not cheap (e.g., $550 for 3 months, $1050 for 6 months for liability alone), but there is limited theft and collision available (at even higher rates).
Two questions:
1) Is this universal Green Card for Europe actually recognized at the borders of all the included countries? I remember reading a thread not all that long ago about the fact that although Russia had been officially included into the Green Card program, the border officials and particularly the road police were unaware of it and were looking for an older form of insurance documentation. Has that situation changed?
2) If one plans on visiting many of the normally excluded countries listed above, is it smarter (though maybe more expensive) to buy a comprehensive package from MotorcycleExpress or better to get less expensive but less-inclusive coverage from MotoTouring and buy additional coverage at the borders? I know that when I was in Turkey in 2010, three months of "insurance" cost about $10 at the border. Made me seriously wonder just how much insurance I really had.  None.
Any thoughts? Thanks...
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