We have used CGU also, several times.
Their "disclosure statement and policy" says "we will NOT cover any loss or damage as a result of or caused by ....motorcycling unless the driver has a current motorcycle licence - this applies even if the driver is not required to hold a motorcycle licence or a motorcycle licence is not required by law".
Fortunately, like HENN, haven't had to test it yet.
Their phone no is 13 15 32.
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