Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Trip Paperwork
Trip Paperwork Covers all documentation, carnets, customs and country requirements, how to deal with insurance etc.
Photo by Michael Jordan, enjoying a meal at sunset, Zangskar Valley, India

I haven't been everywhere...
but it's on my list!


Photo by Michael Jordan
enjoying a meal at sunset,
Zangskar Valley, India



Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 20 Aug 2010
Registered Users
HUBB regular
 
Join Date: Jun 2010
Location: melbourne
Posts: 21
australians in south america: does travel insurance cover motorbike?

hola

I am heading off with a friend to do 8 month in south america, we cant get clear answer from travel insurance companies about whether their policies cover you on a motorbike. It seems to me that they are just covering their asses before we leave, and if we didn't tell them we are on motorbikes then the policies would have to cover us anyway. Anyone got advice or experience with this?

cheers
Reply With Quote
  #2  
Old 21 Aug 2010
Registered Users
HUBB regular
 
Join Date: Aug 2005
Location: Melbourne, Vic, Australia
Posts: 78
Quote:
Originally Posted by zundapp View Post
hola

I am heading off with a friend to do 8 month in south america, we cant get clear answer from travel insurance companies about whether their policies cover you on a motorbike. It seems to me that they are just covering their asses before we leave, and if we didn't tell them we are on motorbikes then the policies would have to cover us anyway. Anyone got advice or experience with this?

cheers
Hi zundapp,

There's only one policy available in Aussie to my knowledge which covers your needs - I'm currently using the same policy as am in the USA on my bike.

Call Bernie Ryan at IBG Insurance 03 9813 3633 or email the old bugger bernie@ibgroup.com.au

Bernie does all my insurance for the bikes in containers and travel insurance for allmy clients which does include motorcycle travel.

Tell him you're a client of mine and he should give you a good discount.

Kind regards
Dave Milligan
__________________
Kind regards
Dave Milligan
Reply With Quote
  #3  
Old 22 Aug 2010
Registered Users
Veteran HUBBer
 
Join Date: Apr 2006
Location: Tallinn, Estonia
Posts: 1,049
Surely, if motorcycling is not listed as one of the excluded activities (eg rock climbing, parachuting and the like) then you should be covered!

That said I decided to check when we travelled as I did not want the risk of being uncovered.

It does irk m that, despite being a means of transport, motorcycling is listed as an activity.... I bet they don't look at push bikes in that fashion....
__________________
Adventure: it's an experience, not a style!
(so ride what you like, but ride it somewhere new!)
Reply With Quote
  #4  
Old 22 Aug 2010
beddhist's Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,214
WorldNomads.com.au will cover you.
__________________
Cheers,
Peter.

Europe to NZ 2006-10
Reply With Quote
  #5  
Old 24 Aug 2010
Registered Users
HUBB regular
 
Join Date: Jun 2010
Location: melbourne
Posts: 21
we've looked into it a bit more and it seems like some policies restrict the capacity of the bike you can ride, ie you are covered if riding a bike under 200cc but not if you are over!!

seems they dont want to cover travellers..

cheers to those who've posted suggestions Im gonna look into them now.

goodonayaz
troy
Reply With Quote
  #6  
Old 24 Aug 2010
PocketHead's Avatar
Registered Users
Veteran HUBBer
 
Join Date: Feb 2008
Location: Sucre, Bolivia
Posts: 535
Quote:
Originally Posted by zundapp View Post
we've looked into it a bit more and it seems like some policies restrict the capacity of the bike you can ride, ie you are covered if riding a bike under 200cc but not if you are over!!

seems they dont want to cover travellers..

cheers to those who've posted suggestions Im gonna look into them now.

goodonayaz
troy
This is why I traveled on a 200cc bike last year, now I've upgraded to a 400cc and decided to ride without insurance
Reply With Quote
  #7  
Old 25 Aug 2010
Registered Users
HUBB regular
 
Join Date: Jul 2007
Location: Albany, West Australia
Posts: 63
world nomads +2

I've used World Nomads, as well, on a number of occasions. If you are an Australian resident the underwriter will cover you if you are legally licensed to ride a motorbike (check the small print). No restrictions.
I used them on my trip through South America and a few months ago in in Thailand. I've never actaully claimed anything through them though, so no experience there.
__________________
www.brucethart.blogspot.com
Reply With Quote
  #8  
Old 25 Aug 2010
Contributing Member
Veteran HUBBer
 
Join Date: Jul 2007
Location: Rockhampton, Australia
Posts: 868
I have Tower Life and before my trip I called them up as I could find nothing in the policy that said I could NOT ride a bike, I have had this running for over ten years,they said it would cover me.

I have not yet had to find out

Cheers
TS
__________________
www.travellingstrom.com
Reply With Quote
  #9  
Old 25 Aug 2010
Registered Users
Veteran HUBBer
 
Join Date: Dec 2007
Location: Melbourne, Australia
Posts: 140
We used CGU in 2008.

I was very happy with their help. I rang and asked, and the guy assured me that as long as we weren't riding irresponsibly (massively speeding or drink driving) then we were covered, as was any damage we caused. He then happily gave me his name and direct number and said to call if I had any further questions.

Fortunately had no need to check how their claims work though.
__________________
Vladivostok - Denmark 2008... Finished.
Denmark - South Africa 2010-2011... Finished.
Reply With Quote
  #10  
Old 26 Aug 2010
Contributing Member
HUBB regular
 
Join Date: Jan 2010
Location: UK and Australia
Posts: 93
We have used CGU also, several times.

Their "disclosure statement and policy" says "we will NOT cover any loss or damage as a result of or caused by ....motorcycling unless the driver has a current motorcycle licence - this applies even if the driver is not required to hold a motorcycle licence or a motorcycle licence is not required by law".

Fortunately, like HENN, haven't had to test it yet.

Their phone no is 13 15 32.
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Motorbike or handheld device for South America? machy Navigation - Maps, Compass, GPS 2 10 Mar 2010 12:07
need a motorbike in South America Volker Lehmann Equipment Reviews 0 10 Mar 2006 20:58
Travel Health Insurance with bike cover!! davidlomax Staying Healthy on the Road 6 1 Jul 2003 13:48
Travel Health Insurance with bike cover!! davidlomax Trip Paperwork 4 25 Jan 2003 00:22

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

2025:

  • Queensland is back! May 2-4 2025!

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.




All times are GMT +1. The time now is 15:51.