I'm not a big spender and never have been, with the result that I've never been in debt other than the occasional use of my overdraft when an invoice gets paid late. So now I have some savings, but also a relationship where, while I could just go and he'd still be here when I get back, I don't want to just go and do my thing leaving him to work and pay off his debts.
So... I'm investing in his career change: he also wants to be a private contractor, but in landmine clearance. He's been saving for the course, I'm making up the shortfall so it happens sooner rather than later (bit of a dent to his manly pride there!!). Then, if all goes well, he goes off and earns lots of money in stints of a few months at a time. I get to spend that money
We're both very independent, so while he's off doing his thing I'll be doing mine, then when his contracts end we spend a few months together before starting all over again. (whilst both technically British, we both grew up abroad, so don't particularly feel we have to base ourselves here)
So kind of a mix of lots of the options mentioned: investment, danger money, keeping the other half happy while you go off and play, and marrying the money!

After all, if he's going to make me worry about how many limbs he has left I figure I deserve some travelling money to take my mind off it!
Mind you, if it weren't for him I'd probably be gone by now, always been tempted by just upping and leaving and sorting things out as you go along...
Laura