I've had a change of heart about borrowing money....
DONT DO IT !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I borrowed £7,000 for my trip which I took out as a 5 year personal loan. I also managed to use £5,000 on my credit card (£2500 just for Antartica etc)..
I really really wish that I didnt have this debt hanging over me. The loan payments are not a financial issue to me as long as I have a job, but THAT'S WHAT I HATE !!!
I don't have the financial freedom to just leave on another trip or tell my boss to screw himself. Im now a total prisoner to my direct debits and will be for a few years.
I really really urge people to save, sell, skrimp and steal rather than borrow a large amount of money which can take years to pay back. There is nothing worse than coming back home with a huge sense of freedom and adventure and being even more trapped and than you were before you left.
I met many people on the road who borrowed money like me. Now we're all home, we all feel the same way.
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Did some trips.
Rode some bikes.
Fix them for a living.
Can't say anymore.
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