198Likes
 |
|

8 Apr 2015
|
 |
R.I.P.
Veteran HUBBer
|
|
Join Date: Aug 2003
Location: california
Posts: 3,824
|
|
Quote:
Originally Posted by Tony LEE
I wonder if those who are travelling full time or close to full time and doing it on a shoestring, also take the risk of travelling without emergencies travel insurance and also never bother about maintaining an emergency fund for major incidents.
|
I'm sure many younger travelers do without. Did you have "emergency funds" and full medical cover when you were traveling in your late teens or 20's? Not many do. I know I did not (beyond modest family help).
More well off or "established" travelers may have the luxury of that "security".
Quote:
Originally Posted by Tony LEE
We've been full-timing for close to 9 years, but wouldn't do it if we had to do without basic safety nets.
|
Have you worked in any Non Home countries in those 9 years? Did the states you were in cover your medical? Or did your "Home" country cover you even when out of country? Or private cover? Are you constantly moving on your bike ... or settle in one place, work a while, then move on? Where are you now?
There is a difference. Lots of different situations ... many risk not having a back up plan. Should they totally forget about traveling if they can't afford it?
|

26 Apr 2015
|
Registered Users
Veteran HUBBer
|
|
Join Date: Dec 2012
Location: NSW Australia - but never there
Posts: 1,235
|
|
Quote:
Have you worked in any Non Home countries in those 9 years? Did the states you were in cover your medical? Or did your "Home" country cover you even when out of country? Or private cover? Are you constantly moving on your bike ... or settle in one place, work a while, then move on? Where are you now?
|
There are alternatives. For instance we taught in China for a couple of years. Wages were low but everything found and we actually saved money and had an experience that isn't available to the vast majority.
We have also spent several months on cattle stations in Australia. Also everything provided so while you can't save money, you don't spend much either.
So we have moved and settled as required. Always a matter of choice than necessity though. If it were otherwise, I would stay home and complain about my lot as the majority are content to do. The smart ones, when realising that a certain course of action just isn't possible, look for other ways of getting out of whatever rut they want to get out of. As has been stated here over and over, if you want something bad enough you will find a way of getting it. If money is the key - and it is - then just work a bit harder or longer. Just look at all the grey-haired wrinkleys getting around the world on everything from two sneakers to 500,000 expedition trucks. They have worked all their lives and only now can do what they want to do. Hardly fair to be envying or castigating them for that. Hard work came first.
Those who think they are entitled will always be disappointed.
Medical? Suspend our private health insurance back home (and anyway, Australia has "free" universal medical care so there is never a problem of not getting treatment you actually need) and use that money to pay for travel insurance when overseas.
On the web there are sites devoted to helping out in return for a bed and meals - all over the world. We did a couple of stints in France - not because we had to, but because we wanted to. Plenty of ways to make money go further. Giving up some expensive habits can also work wonders for a tight budget.
Yes, of course not everyone has the resources or determination or even the desire to go travelling or take up polo or deep sea fishing either. Might suck if you are in the group that just can't afford it, but that is the way things are.
Quote:
Should they totally forget about traveling if they can't afford it?
|
They probably should consider delaying their dream of a 5-year luxury round the world trip and concentrate on achieving something a little more sensible. Some work 40 years and then travel forever. Alternative might be to work for a month and travel for a few days. Same thing really, just need to be realistic.
|

8 Apr 2015
|
Registered Users
New on the HUBB
|
|
Join Date: May 2013
Posts: 9
|
|
Read the blog, just lovely
|

14 Oct 2015
|
 |
Contributing Member
Veteran HUBBer
|
|
Join Date: Jul 2005
Location: Wirral, England.
Posts: 5,680
|
|
If you go to the grave with money in the bank, you've done something wrong...
Sent from my G7-L01 using Tapatalk
__________________
Did some trips.
Rode some bikes.
Fix them for a living.
Can't say anymore.
|

14 Oct 2015
|
Registered Users
Veteran HUBBer
|
|
Join Date: Aug 2005
Location: Calgary AB
Posts: 1,028
|
|
I agree. Did most then too. You're less hung up about nice things and creature comforted too which brings cost down.
|

23 Apr 2016
|
Registered Users
HUBB regular
|
|
Join Date: Feb 2015
Location: Melbourne Australia
Posts: 68
|
|
Our way of paying for it
We (the better half and I) made the decision about 9 months ago to leave our great country (Aust) and go travelling for as many years as possible. Our plan is to leave in another 8 months at the end of the year and so far things are tracking well.
Starting from scratch.... with nothing this is how we have financed things so far.
We had a good win with some shares that got transferred to the US when the Aust dollar was high and then we cashed them out 6 months later when the Aust dollar had crashed, so we won both ways; that bought the bike. With the remainder we both work in construction and have been working 13 day fortnights (one day off every 14) for 6 months and living off my wife's wage and banking all my wage. Its bloody hard and we dont have a life atm.... and the only thing that keeps us working like robots is our goal, so each day we drag ourselves out of bed and do it all over again..... day in day out. Our plan is to try and save $70,000-$100,000 (aust) before we leave which is doable and if it takes a bit longer to get to this goal then so be it. We have built a shed up the back yard to store all our furniture in as we priced self storage and for the cost over the period we could build the shed and have an extra asset at the end. The plan is to rent the house out which should cover the mortgage with all the furniture packed in the shed. If tenants / anyone wants to break into the shed while we are away and carry a flat screen or leather lounge down the yard then good luck to them..... plus its insured anyway. Everything else should work out...... we hope!!!!
If possible it would be good to try and get some work while moving around but I dont know how successful that will end up, with Visa's etc. Other than that we simply have to watch our money while we are away and try and budget to keep things going. That's the idea and while many around us have said it cant be done, what we say to them is #$@%!
David & Em
|

23 Apr 2016
|
 |
R.I.P.
Veteran HUBBer
|
|
Join Date: Aug 2003
Location: california
Posts: 3,824
|
|
Good luck to you both!
With your skills (construction) I'm betting you'll be able to find work in many areas you travel. I only really know Latin America well and can tell you ... they need BIG TIME help in the trades. Plumbing? Not a clue. Electrical? Nearly as bad.
Structural? Better but spotty. They are pretty good at concrete, floors, tile, brick masonry, steps but horrible at most things in terms of legit, safe construction practices.
In Mexico I was traveling with an Electrician friend. He is maintenance supervisor in a US Govt 30 story hi-rise, so serious skills beyond electrician. His office building houses FBI and IRS, plus the Federal Court. So everything works.
At one motel in Mexico the owner had serious electrical trouble. My buddy offered to help ... and once the owner realized what he could do ... we never paid for a room or a meal or drinks!
We drank LOADS of his Tequila. (my head still hurts) The Rat's nest of horrible and dangerous wiring was really scary. My friend Patrick was able to sort most it out in about a week, working 4 or 5 hours a day. By the time we left the guy was gob smacked. Everything worked. Stuff that hadn't worked in 10 years was working again. No blown breakers, no smoke, no fire. Biggest problem is getting proper parts.
I don't know your speciality ... hopefully you can do a bit of everything. Everything is what they need. They won't pay much compared to Oz or USA, but I'm betting you can do pretty well if you find the right client. There are people with money ... and often times they just cannot find skilled tradesman ... at all. You will be stunned by the down right shoddy work everywhere. If you have true skills ... you will never starve, that is certain.
|

16 Feb 2017
|
Registered Users
Veteran HUBBer
|
|
Join Date: Aug 2005
Location: Calgary AB
Posts: 1,028
|
|
Stop smoking, drink less, spend less, don't doubt your saving potential.
Sent from my SGH-I337M using Tapatalk
|

16 Feb 2017
|
 |
R.I.P.
Veteran HUBBer
|
|
Join Date: Aug 2003
Location: california
Posts: 3,824
|
|
I've mentioned this before ... but bares repeating:
A good way to save money is to settle in one place for a while. Moving costs money. FUEL, Expensive hotels and un tried restaurants. Keeping the bike fit during constant moving can also take it's toll.
If you find a really nice place to stay for a while, you can save loads of money, possibly could give time for maintenance, waiting for packages or just resting and recovering.
I lived in several places during travels in Latin America. Mostly Guatemala. Very cheap to rent a house, super cheap to live. Same with El Salvador, Peru', Bolivia, Argentina. Great for working on language skills too.
Getting off the gas and settling for a bit can really stop the financial Fire Hose and help extend your trip ... IF YOU HAVE THE TIME. But most set a firm time limit ... miss a lot as they ZOOM by ... and never learn a thing.
|

17 Feb 2017
|
Gold Member
Veteran HUBBer
|
|
Join Date: Sep 2012
Location: USA
Posts: 107
|
|
Like they said, pack it in, sell everything, travel cheap and GO.
Sent from my XT1585 using Tapatalk
__________________
Greg "WANDRR" Turp
2WANDRRs.com
|

17 Feb 2017
|
Registered Users
Veteran HUBBer
|
|
Join Date: Aug 2005
Location: Calgary AB
Posts: 1,028
|
|
No need to sell everything. In fact you may even make some money if you did it right.
Sent from my SGH-I337M using Tapatalk
|

18 Feb 2017
|
Registered Users
Veteran HUBBer
|
|
Join Date: Dec 2012
Location: NSW Australia - but never there
Posts: 1,235
|
|
Quote:
No need to sell everything. In fact you may even make some money if you did it right.
|
Probably hard to do if you are young and have nothing to sell (material possessions or job skills) anyway, but one of the advantages of doing the conventional stodgy path through life until the career has lost its shine and the kids have flown the nest, and then doing the travel bit is you might have a house that can be rented out and a self-funded pension that actually increases in value while you are on the road.
No one path that is optimum for all.
|

13 Mar 2017
|
Registered Users
HUBB regular
|
|
Join Date: Feb 2017
Location: Santa Cruz, CA USA
Posts: 57
|
|
A little inspiration...
Just thought I'd chime in on this for some inspiration that I like. It's a quote from Sterling Hayden, writing about setting sail to explore the seas, but it seems just as applicable to a long overland ride/drive:
“To be truly challenging, a voyage, like a life, must rest on a firm foundation of financial unrest. Otherwise, you are doomed to a routine traverse, the kind known to yachtsmen who play with their boats at sea... "cruising" it is called. Voyaging belongs to seamen, and to the wanderers of the world who cannot, or will not, fit in. If you are contemplating a voyage and you have the means, abandon the venture until your fortunes change. Only then will you know what the sea is all about.
"I've always wanted to sail to the south seas, but I can't afford it." What these men can't afford is not to go. They are enmeshed in the cancerous discipline of "security." And in the worship of security we fling our lives beneath the wheels of routine - and before we know it our lives are gone.
What does a man need - really need? A few pounds of food each day, heat and shelter, six feet to lie down in - and some form of working activity that will yield a sense of accomplishment. That's all - in the material sense, and we know it. But we are brainwashed by our economic system until we end up in a tomb beneath a pyramid of time payments, mortgages, preposterous gadgetry, playthings that divert our attention for the sheer idiocy of the charade.
The years thunder by, The dreams of youth grow dim where they lie caked in dust on the shelves of patience. Before we know it, the tomb is sealed.
Where, then, lies the answer? In choice. Which shall it be: bankruptcy of purse or bankruptcy of life? ”
― Sterling Hayden, Wanderer
Summary: Just go for it.
|

14 Mar 2017
|
Registered Users
Veteran HUBBer
|
|
Join Date: Aug 2005
Location: Calgary AB
Posts: 1,028
|
|
I'm all for going and finding out how far you get but the first sections is total wank IMHO.
|

14 Mar 2017
|
Registered Users
Veteran HUBBer
|
|
Join Date: Mar 2007
Location: Brisbane Australia
Posts: 193
|
|
Quote:
Originally Posted by tmotten
I'm all for going and finding out how far you get but the first sections is total wank IMHO.
|
I agree.
I cant stand these hypothetical crap postings about how you can go and "just do it"
Its all rubbish. Would prefer to see practical info rather than pie in the sky bullshit.
|
Currently Active Users Viewing This Thread: 10 (0 Registered Users and/or Members and 10 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers and travel is covered on motorcycles of all sizes.
(ONLY US RESIDENTS and currently has a limit of 60 days.)
Ripcord Evacuation Insurance is available for ALL nationalities.
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!

Every book a diary
Every chapter a day
Every day a journey
Refreshingly honest and compelling tales: the hights and lows of a life on the road. Solo, unsupported, budget journeys of discovery.
Authentic, engaging and evocative travel memoirs, overland, around the world and through life.
All 8 books available from the author or as eBooks and audio books
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|