i'm a northwest england daily commuter (20 mile each way)
i'm currently wearing full winter gear; base layers, thick trousers, long sleeve t shirt, jumper, belay jacket, then leather bike jacket. full winter gloves
always carry the waterproofs too, but thats a all year thing.
usually a bit too cold in the morning, too warm in the evening.
its one of them 'hope for the best, prepare for the worst' sort of situations up here.
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