My daughter lives in NZ and I have been a frequent visitor over the last few years.
I wouldn't dream of not having full insurance irrespective of any agreement between countries. What you certainly don't need in any medical situation is someone having to look through the bureaucracy & lying about what's happened!
What's so odd about this case is the accident occurred in Croatia and not the UK.
What exactly can't they do in Croatia that we can do in the UK? Apart from provide free treatment?
If that's the only answer for travelling to the UK, then quite clearly this is an abuse of our NHS rather than having an insurance company pay for private treatment - either in the UK or Croatia. If insurance has been taken out, why not go to Germany?
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Elaine
Striving to live the ordinary life in a non ordinary way
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