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10 Oct 2006
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Registered Users
HUBB regular
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Join Date: Jan 2006
Location: Dillon, Colorado USA
Posts: 73
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TokyoCph-
Are you sure World Nomads no longer handles motorcycles??? Less than 2 weeks ago, I got an email from them stating that they were covered. Hmmmm.....
Must say that finding insurance that will unquestionably cover motorcycles seems to be a pain in the arse. I eventually went with Specialty Risk International. Not sure if these guys handle UK/EU residents though.
Rhino
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12 Oct 2006
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Registered Users
Veteran HUBBer
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Join Date: Sep 2006
Location: Cornwall, in the far southwest of England, UK
Posts: 597
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Just bought w/wide travel insurance
Based on the wise words and comments throughout the previous posts on this thread: I've just been in touch with InsureAndGo and sorted out my 5 months w/wide cover - inc. a motorcycle riding cover endorsement - for the great price of £162.67.
The M&S premium quote was extortionate at £300+
Navigator wanted £187.26 - with a whopping £650 excess per claim.
STA required approx £195 for unlimited 'premier' cover.
So, I'm all sorted for London ~~> Hong Kong (36 hr stopover) ~~> ALK and New Zealand for 4+ months ~~> San Francisco, CA (48 hr stopover) in April '07 ~~> homewards to London next Springtime.
Thanks fellas - there's been some very good information on travel insurance posted here. 
Cheers
Keith
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24 Feb 2007
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Registered Users
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Join Date: Oct 2005
Location: Greece
Posts: 109
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Quote:
Originally Posted by oflaherty
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So, isn't there the restriction for motorcycles bigger than 125 cc?
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27 Mar 2007
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The franglais-riders
Veteran HUBBer
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Join Date: Jul 2005
Location: UK
Posts: 1,190
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STA Travel/Navigator/InsureAndGo - for UK Residents
I've been phoning this morning around as we're off soon. (Asked 1 year for 2, older than 35).
It seems STA travel have changed underwriters and cover motorcycles up to 125cc only! 
I came down to 3:
Navigator still cover motorcycle touring (Gold or Diamond policy- I Added +25% as we're over 35!) It's possible to waive the Excess Charge by paying £15 pp. Total for 2 (removing Baggage and Money claim) is 295pp for 1 year worldwide.
Insure&Go quoted me £ 90.50pp for including motorcycle touring as permitted activity. Budget insurance for 2 (1 year ) £450 so total for 2 = £630.
Wordlwideinsure: £456 (no compensation in case of disability as a result of a motorbike accident, but medical costs covered)
Has anyone used and made a claim on one of these 3 above?
Cheers,
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27 Mar 2007
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Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,214
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Funny, when I pretend on WN's site that I'm in the UK they still list motobikes as covered...
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26 Nov 2007
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Registered Users
New on the HUBB
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Join Date: Sep 2006
Location: Somerset England
Posts: 15
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Quote:
Originally Posted by maria41
I've been phoning this morning around as we're off soon. (Asked 1 year for 2, older than 35).
It seems STA travel have changed underwriters and cover motorcycles up to 125cc only!
I came down to 3:
Navigator still cover motorcycle touring (Gold or Diamond policy- I Added +25% as we're over 35!) It's possible to waive the Excess Charge by paying £15 pp. Total for 2 (removing Baggage and Money claim) is 295pp for 1 year worldwide.
Insure&Go quoted me £ 90.50pp for including motorcycle touring as permitted activity. Budget insurance for 2 (1 year ) £450 so total for 2 = £630.
Wordlwideinsure: £456 (no compensation in case of disability as a result of a motorbike accident, but medical costs covered)
Has anyone used and made a claim on one of these 3 above?
Cheers, |
I have just had a quote from this company too, for 2 people 1 years cover to include motorcycle travel £644.39 both people are older than 35! out of interest Maria which one did you go with?
Regards
Steve
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19 Mar 2007
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Registered Users
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Join Date: Oct 2003
Location: Suffolk, England
Posts: 109
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Can we really get the cover we want?
Having been through all the info on HU and read the other messages on this thread, I still haven't been able to find an insurance company which will give the cover that most of us seem to need. I thought World Nomads looked good - motorcycle cover, age up to 65, renewable, cover available when trip already started, affordable - but on downloading the policy document, I saw that motorcycle cover was restricted to 125cc. I have asked about additional cover up to 600cc but so far have not had a reply! On checking the policy document for STA, again engine size restricted to 125cc. Other companies that were suggested on HU had age limits (I am 58). I have also checked out some US sites - premiums ranged from $2000 to $3500!!
So, are there really any insurance companies out there who will cover long trips, on larger capacity motorcycles and for older riders?
I would suggest caution at relying on information given on the phone - when you need to make a claim, only the wording on the policy document will count.
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9 Apr 2007
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Contributing Member
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Join Date: Feb 2004
Location: St Andrews
Posts: 662
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world nomads, a warning.
hi people, from my hospital bed in xalapa, vera cruz, mexico a heads up. world nomads have just refused to pay any medical costs after a moto vs car in which i came off 3rd best, car - mini bruise, bike - few bruises, me, # fractured femur, dislocated shoulder and chronic indigestion from hospital food and lack of  , their reason, my moto is too big, i.e. above 125cc. when i purchased this policy in aug-sep last year to continue with one bought the previous aug-sep they again said that size was only related to bike damage claims and not medical ones, it would appear that not only lawyers have the tongues of vipers. mexico is not that expensive compared with other places, i reckon this little incident is going to cost me between 7 - 10 thousand pounds, but if it had been 3 weeks later when i had planned to be in the usa, it would have meant selling the house so be warned, "all that glistens is not gold". if anyone is passing through over the next 3 weeks or so, smuggle me in a chilled one, cold turkey is no fun. ride safe.
__________________
Mike
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Mike is riding the twisty road in the sky
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17 Jul 2007
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Contributing Member
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Join Date: Feb 2005
Location: Travelling in Australia
Posts: 175
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Aaarg!
I too am having to delve into murky insurance waters to try to fish out a policy that covers me for what I want to get up to.
I am leaving the UK for Oz for 2 years+ and need to get cover for at least the first year.
Problems encountered so far are similar to those experienced by other posters in this thread - restrictions on motorcycle size (under 125cc); restrictions on length of policy (longstay and backpacker cover extends to a max of 18months from what I have managed to find); dodgily worded policy documents:
An exclusion in Direct Insurance policy (and I saw it in another one this evening, but can't remember which one it was... but look out for it):
'Anything arising from owning or using any aircraft, mechanical or motorised vehicles'
I did call to find out exactly what that meant, and Claire and her Duty Manager were unable to say - neither of them knew.
I have had insurance with Insure & Go before, but the motorcycle extension only covered a period of up to 30 days - that said however, I never had to give them the dates for those 30 days. Hmmm. Anywho, they aren't applicable for my current needs.
World Nomad ticks all the right boxes and appears to have been put together by people who have travelled and understand what we are faced with, but their policy document has this interesting General Exclusion:
'You are not covered for anything caused directly or indirectly by the following, unless you have contacted us and we have confirmed in writing that you will be covered.
1. ...
...
19. motorbike touring or where a motorbike is the main mode of transport'
(highlights in the policy, not my own)
An email has been sent to request the inclusion of large bike riding/touring cover.
*sigh*
Since the UK and Australia have a reciprocal health agreement, I can make use of the Medicare system (Oz national health). The only thing being that that has some exclusions (why am I not surprised).
So, what I really need, is cover that will include the bits that Medicare excludes
Simple really. My head hurts.
__________________
If you don't have bugs in your teeth, you haven't been grinning enough!
Last edited by Shells; 18 Jul 2007 at 00:00.
Reason: Spelling mistook
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18 Jul 2007
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Contributing Member
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Join Date: Sep 2003
Location: Whangarei, NZ
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Hi Maja,
Sorry to hear about your mishap and I wish you a speedy recovery.
Now you got me seriously worried, as I have just extended my WM policy for another year. But then, I'm an NZ resident and that may make all the diference. Must check that out, though.
All the best,
Peter.
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18 Jul 2007
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Registered Users
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Join Date: Dec 2005
Location: Kandahar Afghanistan
Posts: 160
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Hi Maja
Get well soon. Sorry to hear about you.
Peter I just tried to get insurance from WN and they wouldnt cover any country on the FCO list that cancils out Iran,Pakistan,India, so that rules out the countrys that we wanted insurance for LOL
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18 Jul 2007
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Contributing Member
Veteran HUBBer
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Join Date: Feb 2005
Location: Travelling in Australia
Posts: 175
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World Nomads - That's a NO
This is the email response that I got this morning from World Nomads:
Quote:
Hi Michelle
Thanks for your email.
The limit for motorcycle riding more than 125cc is not covered under this policy.
There is no provision to increase this cover.
Kind Regards
Alison
World Nomads
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Hello little Square One. 
__________________
If you don't have bugs in your teeth, you haven't been grinning enough!
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19 May 2011
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HUBB Advertiser
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Join Date: May 2007
Location: Buenos Aires, Argentina
Posts: 960
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Laughter, the best medicine
I have been reading this thread in hopes of gaining some small insight
into buying motorcycle insurance and health care insurance myself, a legal
foreign resident of Spain.
I discovered that "BUPA", (GB) no joke that is the name of the company,
offers a transfer from an existing medical health care insurance to "BUPA"
at a discounted rate.
We bought into MEDICUS Health Care Insurance while riding SA for several years and then living in Buenos Aires,
Argentina. So I called "BUPA" and discovered that "BUPA" owns "SANITAS,"
a respected Spanish Health Care Insurance company and could indeed
transfer our South American policy into one of their own, for a very
reasonable monthly cost. This has something to do with "BUPA" underwriting
cost of insuring a "new"
client verses a client previously covered under an existing policy.
Anyway, here is the funny part. When I finally got around to the real
question... of whether "BUPA" covered medical costs if I were injured while
riding my BMW motorcycle, the very British, very curt, BUPA agent replied:
"Mr. G......., we here at BUPA do not care what you have been up to, we just
pay your medical bills." xfiltrate
__________________
Motorcycle Parking Buenos Aires, Argentina
www.xfiltrate.com
Discover how to legally Buy, Tour and Sell a motorcycle in Argentina
Last edited by xfiltrate; 19 May 2011 at 23:59.
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
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Membership - help keep us going!
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Can we really get the cover we want?
world nomads, a warning.
Hybrid Mode
