Thanks for the input. Yea its a full time job to sort through it all!
In the end I decided to go with World Nomads and will just get separate policies for my two 'trips' One from now until April, the other for a full year after. I like that I got a clear answer from them regarding on/off road for any motorcycle while traveling. Too bad their ADD benefit is only $5k. $233 for the 4 months.
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