Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Staying Healthy on the Road
Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
Photo by George Guille, It's going to be a long 300km... Bolivian Amazon

I haven't been everywhere...
but it's on my list!


Photo by George Guille
It's going to be a long 300km...
Bolivian Amazon



Ripcord Rescue Travel Insurance.

Like Tree3Likes
  • 3 Post By AnTyx

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 28 Sep 2022
Registered Users
New on the HUBB
 
Join Date: Sep 2022
Location: Scotland. Currently in Southern Turkey (15/12/22) en route to Cyprus
Posts: 2
Motorcycle luggage & equipment insurance

Hi there, very new to this website so just getting up to speed with it all. I'm leaving Scotland end of October 2022 to travel overland on my T7 towards India then onto Laos, Cambodia & Vietnam.

I'm looking for advice/guidance on where other travellers have obtained insurance for their luggage and equipment.

If you're able to help me that would greatly appreciated.

Thanks

Guy
Reply With Quote
  #2  
Old 29 Sep 2022
Contributing Member
Veteran HUBBer
 
Join Date: Jan 2016
Location: Tartu, Estonia
Posts: 1,045
The question is how/whether you obtain travel insurance for the entirety of the trip to begin with. If you have travel insurance that will cover a trip of this magnitude AND expressly allow riding a large motorcycle (a frequent small-print exclusion), then the contents of your panniers will be covered in the same way as the contents of your suitcase/backpack would be in a normal trip.

If you mean damage to the pannier itself - well, that's again a question of full vehicle insurance (not just third-party liability/traffic insurance). If you have it, then your panniers should be covered.

That said, you may find that between the cost of such an insurance policy, the deductibles, and the headaches of filing a claim and having it recognized, it may be much better for your mental health to only take along things that you would not be massively sad to lose, or have too much trouble replacing on the road. The panniers themselves are probably what, half a grand? You'll be taking as much again in nice-ish camping equipment, a cheap laptop or tablet, a medium-nice camera? In the grand scheme of the budget of such a trip, it's not worth losing sleep over, not at this stage in your planning.
Reply With Quote
  #3  
Old 14 Oct 2022
Registered Users
New on the HUBB
 
Join Date: Sep 2022
Location: Scotland. Currently in Southern Turkey (15/12/22) en route to Cyprus
Posts: 2
Hi there, really appreciate you replying.

It's more having panniers/belongings stolen. I'm covered from UK to Turkey but beyond that it'll be insurance purchased at borders which I'm guessing won't cover theft of belongings.

I'll have my full insurance through IMG but medical only and not equipment.

I'll just need to be super careful and/or take the hit if anything goes amiss.

Thanks again for your response.

Guy
Reply With Quote
  #4  
Old 14 Oct 2022
Gold Member
Veteran HUBBer
 
Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,125
Quote:
Originally Posted by Guys View Post
... I'm covered from UK to Turkey but beyond that it'll be insurance purchased at borders which I'm guessing won't cover theft of belongings.
Correct - insurance that you purchase at the border as you enter countries only provides the minimum legally required liability insurance, nothing more. That is universal.

There is a very small possibility that you might be covered for theft of your belongings (not the vehicle or any vehicle parts) by your household insurance policy - take a close look at it, or call your insurance company and ask.

Michael
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Buying and registering a motorcycle in Chile timyarb Trip Paperwork 16 2 Jan 2018 18:55
motorcycle insurance for south and central america erwinmotorbike The HUBB PUB 1 27 Aug 2015 23:01
Canada and US motorcycle insurance that is renewable Fantastic Mrs Fox Trip Paperwork 5 29 Aug 2013 00:32
Hard vs Soft Luggage - Our Metal Mule and Enduristan Review and Solution Pheebs Equipment Reviews 0 9 Feb 2013 09:18
Motorcycle Insurance in Guatemala? Help? donnh Central America and Mexico 3 1 Feb 2013 20:52

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.




All times are GMT +1. The time now is 15:53.