Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Staying Healthy on the Road
Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
Photo by George Guille, It's going to be a long 300km... Bolivian Amazon

I haven't been everywhere...
but it's on my list!


Photo by George Guille
It's going to be a long 300km...
Bolivian Amazon



Ripcord Rescue Travel Insurance.

Like Tree1Likes

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 5 Jan 2024
Registered Users
New on the HUBB
 
Join Date: Sep 2023
Posts: 4
assurance médicale et assistance moto

Bonjour,

J'ai bien lu tous les post relatifs à ce sujets mais ils sont tous assez anciens et très anglo saxons.
Je fais mon premier voyage solo loin à moto donc désolée de mes questions de newbie ....et ne pas avoir pris assez de notes lors de la conf dédiée en septembre au HU ;-)

Ma corporelle actuelle ne me couvre pas au Pérou (uniquement sur les pays de la carte verte donc Europe).

Je cherche donc une assurance médicale et rapatriement qui prenne en charge en cas de gros pépin: les frais de recherche, de secours, de soin et éventuellement de reppatriement puis la suite. Bien sûr avec la moto comme moyen de tansport principal...et off road

Je cherche également une "assistance" pour la moto qui puisse ramener la moto vers un lieu de réparation (et moi avec si je vais bien) en cas de galère: petit accident, panne etc...
Je pars moins de 3 mois.

Je suis avide de vos conseils

Merci D'avance

Isabelle aka Zazzz
Reply With Quote
  #2  
Old 5 Jan 2024
Super Moderator
Veteran HUBBer
 
Join Date: Jul 2007
Location: Bellingham, WA, USA
Posts: 3,903
Courtesy of Google Translate:
Good morning,

I have read all the posts relating to this subject but they are all quite old and very Anglo-Saxon.
I'm making my first solo trip far away on a motorbike so sorry for my newbie questions...and not having taken enough notes during the dedicated conference in September at the HU ;-)

My current body does not cover me in Peru (only in green card countries, therefore Europe).

I am therefore looking for medical and repatriation insurance which will cover in the event of a major problem: the costs of search, rescue, care and possibly repatriation and then the rest. Of course with the motorcycle as the main means of transport...and off road

I am also looking for "assistance" for the motorcycle who can take the motorcycle to a place of repair (and me with it if I am well) in the event of a problem: small accident, breakdown etc...
I'm leaving for less than 3 months.

I am eager for your advice

Thanks in advance

Isabelle aka Zazzz

Last edited by Grant Johnson; 16 Jan 2024 at 00:32. Reason: indented to clarify quote - available in Advanced Mode
Reply With Quote
  #3  
Old 5 Jan 2024
Super Moderator
Veteran HUBBer
 
Join Date: Jul 2007
Location: Bellingham, WA, USA
Posts: 3,903
Google translate again:
Je suis heureux que vous ayez parcouru les messages existants, mais désolé, cela n'a pas été utile.

L'assurance médicale et rapatriement varie selon le pays d'origine ; ce que je peux acheter aux États-Unis sera très différent de ce qui vous est disponible en France (je suppose). En fait, aux États-Unis, l'assurance varie selon les États (cela peut également être vrai pour différentes régions ou départements de France) et selon d'autres facteurs, comme l'âge et, comme vous l'avez noté, l'activité. Il se peut que quelqu'un de France publie une réponse ici, mais je vous encourage quand même à faire vos propres recherches, comme je le fais d'ailleurs même après avoir lu le HUBB.

Cela dit, un point de départ possible serait d'utiliser la bannière publicitaire en haut de cette page*: «*Assurance voyage Ripcord Rescue*». Au moins une autre compagnie d’assurance voyage fait également de la publicité ici. Je vous suggère fortement de lire les petits caractères de toute police d'assurance pour vous assurer qu'elle comprend ce que vous recherchez, y compris l'évacuation médicale. Je serais moins préoccupé par la couverture des problèmes médicaux mineurs, car dans les pays en développement, ceux-ci sont généralement payés de ma poche facilement et à moindre coût.

Une assurance responsabilité civile péruvienne est obligatoire, mais parfois difficile à trouver dès l'entrée dans le pays. Pour autant que je sache, il n'est pas disponible en ligne à l'avance, mais cela a peut-être changé depuis mon arrivée. Pratiquement tous les conducteurs renonceront à toute sorte d'assurance dépannage ou de service routier, car si nécessaire, elle peut généralement être organisée sur place - encore une fois, à moindre coût et rapidement. Contrairement à l’UE, cela ne sera inclus dans une police d’assurance responsabilité civile de base nulle part en Amérique du Sud.

Vous ne dites pas comment vous acheminez vous-même ou une moto au Pérou, mais si vous achetez ou louez auprès d'une entreprise habituée à traiter avec des étrangers, elle saura probablement vous conseiller.

J'espère que cela vous sera utile et j'espère que vous attirerez des réponses spécifiques à la France*!
Mark

Glad you've been searching through existing posts, but sorry it hasn't been helpful.

Medical and repatriation insurance varies by home country; what I can purchase in the US will be very different from what is available to you in France (I assume). In fact, in the US insurance varies by state--this may also be true about different regions or departments in France--and by other factors, like age and, as you've noted, activity. It may be that someone from France will post a reply here, but I'd encourage you to do your own research regardless, as indeed I do even after reading through the HUBB.

Having said that, one possible place to start would be with the banner ad at the top of this page: "Ripcord Rescue Travel Insurance." At least one other travel insurance company advertises here, too. I'd strongly suggest reading the fine print on any insurance policy to make sure it includes what you're looking for, including medical evacuation. I'd be less concerned about coverage of minor medical issues, since in Developing Countries these are usually easily and cheaply paid out of pocket.

Peruvian liability insurance is required, but sometimes difficult to find upon entering the country. As far as I know, it is not available online in advance, but this may have changed since I was there. Virtually all riders will forgo any sort of breakdown or road service insurance, since if needed it can usually be arranged casually on the spot--again, cheaply and quickly. Unlike the EU, this will not be included in a basic liability insurance policy anywhere in South America.

You don't say how you're getting yourself or a motorbike to Peru, but if you're buying or renting from a company accustomed to dealing with foreigners, they will presumably be able to advise you.

Hope that's helpful, and hope you attract some France-specific responses!

Mark
Reply With Quote
  #4  
Old 6 Jan 2024
Registered Users
New on the HUBB
 
Join Date: Sep 2023
Posts: 4
Merci beaucoup Marc,

Effectivement les petits caractères sont les plus importants.
Comme j'ai un garmin Inreach Global Rescue par exemple n'est pas très cohérent (joignables uniquement par gsm ou mail et pas satellite).
Les assureurs voyage "classiques" offrent finalement des prestations proches de ce que j'ai gratuitement avec ma visa et des garanties "research and recue" ridicules. La seule qui ait un ontant significatif 100k$ est celle de Garmin.

J'achète la moto sur place et je n'aurai aucune difficulté à l'assurer en responsabilité civile mais effectivement impossible de trouver quelque chose qui ressemble à une assurance tout risque ou une assistance....et la personne qui me la vend (Toby Shanon de round around the block) me confirme que ça n'est pas jouable pour les étrangers. Il ne reste plus qu'à ne pas avoir de panne ou de croiser un pick-up à ce moment là ;-)
Reply With Quote
  #5  
Old 10 Jan 2024
Contributing Member
Veteran HUBBer
 
Join Date: Jan 2016
Location: Tartu, Estonia
Posts: 1,045
Hi Zazzz,

Indeed the equivalent of KASKO insurance (to get the bike evacuated to a place where it can be repaired) is not really something you are likely to find in South America. I think you just have to assume that this is something you would need to arrange yourself if it happens, by asking locals if there is someone with a truck available. One tip is that it is usually very useful to go into a high-end hotel and ask the desk concierge to help you - they are people who know how to solve such issues in the area, or at least where to start looking.

For medical evacuation and repatriation insurance that would be relevant to (I assume) a French citizen, you should ask an insurance broker in France. Not an insurance company, but an independent broker that knows what other companies offer and can help you put together a policy.
Reply With Quote
  #6  
Old 12 Jan 2024
Registered Users
New on the HUBB
 
Join Date: Oct 2005
Location: France normandie
Posts: 14
Quote:
Originally Posted by Zazzz View Post
Bonjour,

J'ai bien lu tous les post relatifs à ce sujets mais ils sont tous assez anciens et très anglo saxons.
Je fais mon premier voyage solo loin à moto donc désolée de mes questions de newbie ....et ne pas avoir pris assez de notes lors de la conf dédiée en septembre au HU ;-)

Ma corporelle actuelle ne me couvre pas au Pérou (uniquement sur les pays de la carte verte donc Europe).

Je cherche donc une assurance médicale et rapatriement qui prenne en charge en cas de gros pépin: les frais de recherche, de secours, de soin et éventuellement de reppatriement puis la suite. Bien sûr avec la moto comme moyen de tansport principal...et off road

Je cherche également une "assistance" pour la moto qui puisse ramener la moto vers un lieu de réparation (et moi avec si je vais bien) en cas de galère: petit accident, panne etc...
Je pars moins de 3 mois.

Je suis avide de vos conseils

Merci D'avance

Isabelle aka Zazzz
Mes recherches approfondies pour un voyage avec ma propre moto aux Ameriques Sud et Nord m’ont conduit chez ALLIANZ assurance voyage comprenant, rapatriement, frais medicaux sur place, recherche et secours, responsabilité civile. Sont exclus les degats à la moto et ses equipements, aux tiers en cas d’accident en moto , donc assurance moto locale indispensable. L’assurance Voyage Allianz est redondante en partie avec l’assurance voyage de ma carte visa premium pour les premiers mois.
bien lire les conditions contractuelles , en particulier les exclusions de toutes nature et les plafonds de couverture.
le site “tourdumondiste” contient beaucoup d’infos ( specifiques aux motards).
__________________
✌️
KTM 890 Adventure
Reply With Quote
Reply

Tags
assistance, assurance, insurance, pérou


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Bike shipping Kathmandu Nepal – Bangkok READ THIS! Brian and Tanja West and South Asia 40 31 Mar 2023 14:11
HU-France - Moto Assistance SVP DCMike Europe 3 28 Aug 2020 14:08
HU-France - Moto Assistance SVP> DCMike Trip Transport 3 25 Aug 2020 20:14
Moto Trip in Turkey spith Europe 7 4 Aug 2019 08:23
Moto Adventure Nights - London - Second event july1 Motorcycle Events around the world 0 21 Mar 2013 19:29

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.




All times are GMT +1. The time now is 01:26.