Insurance / South America
Snakeboy, after riding through 8 South American countries, and buying insurance in each country, although we tried, we were not able to purchase insurance for the next country we were crossing into in the country we were leaving. Upon entering a South American country, insurance can be purchased at the border, or a few kilometers into the country at the first village/city.
There seems to be some general rule restricting vehicle/motorcycle insurance companies to only sell insurance for the country they are selling it in.
I/we - rosa del desierto and I, have not been able to purchase any multi country vehicle insurance in South America and I have tried each year for ten years. I am a permanent foreign resident of Argentina and my South American friends were not able to purchase multi country insurance for South America.
Legal documents for your motorcycle, including a valid TVIP (temporary vehicle import permit) valid driving permit(s) and valid insurance are all necessary in the event of an accident. Just because officials do not request proof of insurance does not mean that you don't have to have it by law. No one has reported on the HUBB any South American country that does not require insurance.
I understand in Ecuador that vehicle insurance comes with the TVIP upon entering. In Colombia research SOAT - the government approved insurance must be purchased from private vendors and comes with a sticker for your bike.
Insurance is simple liability not comprehensive, and is inexpensive and easily purchased at each border or nearby.
Eat, Drink and Buy Insurance
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