31Likes
 |

23 Nov 2016
|
Gold Member
Veteran HUBBer
|
|
Join Date: May 2007
Location: Buenos Aires, Argentina
Posts: 967
|
|
Insurance / South America
Snakeboy, after riding through 8 South American countries, and buying insurance in each country, although we tried, we were not able to purchase insurance for the next country we were crossing into in the country we were leaving. Upon entering a South American country, insurance can be purchased at the border, or a few kilometers into the country at the first village/city.
There seems to be some general rule restricting vehicle/motorcycle insurance companies to only sell insurance for the country they are selling it in.
I/we - rosa del desierto and I, have not been able to purchase any multi country vehicle insurance in South America and I have tried each year for ten years. I am a permanent foreign resident of Argentina and my South American friends were not able to purchase multi country insurance for South America.
Legal documents for your motorcycle, including a valid TVIP (temporary vehicle import permit) valid driving permit(s) and valid insurance are all necessary in the event of an accident. Just because officials do not request proof of insurance does not mean that you don't have to have it by law. No one has reported on the HUBB any South American country that does not require insurance.
I understand in Ecuador that vehicle insurance comes with the TVIP upon entering. In Colombia research SOAT - the government approved insurance must be purchased from private vendors and comes with a sticker for your bike.
Insurance is simple liability not comprehensive, and is inexpensive and easily purchased at each border or nearby.
Eat, Drink and Buy Insurance
xfiltrate
|

23 Nov 2016
|
 |
Registered Users
Veteran HUBBer
|
|
Join Date: Dec 2012
Location: Back into the hamster wheel again, in Oslo - Norway. Did a 5 year RTW trip/250 k kms, 2014-2019
Posts: 1,560
|
|
Quote:
Originally Posted by xfiltrate
Snakeboy, after riding through 8 South American countries, and buying insurance in each country, although we tried, we were not able to purchase insurance for the next country we were crossing into in the country we were leaving. Upon entering a South American country, insurance can be purchased at the border, or a few kilometers into the country at the first village/city.
There seems to be some general rule restricting vehicle/motorcycle insurance companies to only sell insurance for the country they are selling it in.
I/we - rosa del desierto and I, have not been able to purchase any multi country vehicle insurance in South America and I have tried each year for ten years. I am a permanent foreign resident of Argentina and my South American friends were not able to purchase multi country insurance for South America.
Legal documents for your motorcycle, including a valid TVIP (temporary vehicle import permit) valid driving permit(s) and valid insurance are all necessary in the event of an accident. Just because officials do not request proof of insurance does not mean that you don't have to have it by law. No one has reported on the HUBB any South American country that does not require insurance.
I understand in Ecuador that vehicle insurance comes with the TVIP upon entering. In Colombia research SOAT - the government approved insurance must be purchased from private vendors and comes with a sticker for your bike.
Insurance is simple liability not comprehensive, and is inexpensive and easily purchased at each border or nearby.
Eat, Drink and Buy Insurance
xfiltrate
|
Well - as I wrote above here, I have now tried to purchase insurance for quite some time, spending quite some time on it, I have been talking to other overlanders and to local bikers, I have used quite an amount of time locating insurance company offices, I have spent quite some time waiting in long lines and have spent quite some time explaining none-english speaking staff about my matter - but without being able to purchase even a single month valid insurance for the actual country Im in for the moment. So dont tell me that its easily done to purchase any insurance at all here.
There are several reports that people - here on the HUBB that people have been able to purchase valid insurance for several countries "all in one". Although that information is a few years old. But I also spoke to a couple from Usa last week who had purchased an insurance that was valid for 5-6 different countries in SA but unfortunately that was in Bolivia and not in Chile where I am for the moment. So there is such a thing as a multiple country insurance for SA - thats for sure.
I have earlier on spent many many hours, and I have been riding many hundreds of extra kms to get a hold of insurance in different countries - and if possible I want to avoid that again. My main goal of travelling is not to run around like a dog chasing insurance offices along the road.
As for Argentina it is mandatory to have a valid insurance when you enter the country and all borders will check if you have that. And if not you will mot be let in. And according to local people and other overlanders I have been talking to there isnt any place to buy insurance at the borders between Chile and Argentina. So if I had followed your advice I would be stuck at a high altitude border and would have had to return with my tail between my legs to where I come from. Please refrain from pure nonsense. If you dont have any direct and clear advise from where to get insurance - dont post anymore here...
__________________
In the end everything will be fine. If its not fine its not the end....
|

28 Jan 2018
|
Registered Users
HUBB regular
|
|
Join Date: Jul 2012
Location: Taos Ski valley, New Mexico, USA
Posts: 45
|
|
I bought mine in Rosario, AR but a quick Google search for " Seguros moto Mercosur" produced this Chilean company https://www.hdi.cl/seguros/seguros-d...rnacional-rci/
|

29 Jan 2018
|
 |
Registered Users
Veteran HUBBer
|
|
Join Date: Dec 2012
Location: Back into the hamster wheel again, in Oslo - Norway. Did a 5 year RTW trip/250 k kms, 2014-2019
Posts: 1,560
|
|
Quote:
Originally Posted by pasomonte
|
I have chatted online with HDI Seguros today and they could not sell me Mercosur third party insurance for my norwegian plated bike. They could however sell me SOAT insurance valid for Chile only.
__________________
In the end everything will be fine. If its not fine its not the end....
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers and travel is covered on motorcycles of all sizes.
(ONLY US RESIDENTS and currently has a limit of 60 days.)
Ripcord Evacuation Insurance is available for ALL nationalities.
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!

Every book a diary
Every chapter a day
Every day a journey
Refreshingly honest and compelling tales: the hights and lows of a life on the road. Solo, unsupported, budget journeys of discovery.
Authentic, engaging and evocative travel memoirs, overland, around the world and through life.
All 8 books available from the author or as eBooks and audio books
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|