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South America Topics specific to South America only.
Photo by Marc Gibaud, Clouds on Tres Cerros and Mount Fitzroy, Argentinian Patagonia

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Photo by Marc Gibaud,
Clouds on Tres Cerros and
Mount Fitzroy, Argentinian Patagonia



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  #1  
Old 23 Nov 2016
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Location: Buenos Aires, Argentina
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Insurance / South America

Snakeboy, after riding through 8 South American countries, and buying insurance in each country, although we tried, we were not able to purchase insurance for the next country we were crossing into in the country we were leaving. Upon entering a South American country, insurance can be purchased at the border, or a few kilometers into the country at the first village/city.

There seems to be some general rule restricting vehicle/motorcycle insurance companies to only sell insurance for the country they are selling it in.

I/we - rosa del desierto and I, have not been able to purchase any multi country vehicle insurance in South America and I have tried each year for ten years. I am a permanent foreign resident of Argentina and my South American friends were not able to purchase multi country insurance for South America.

Legal documents for your motorcycle, including a valid TVIP (temporary vehicle import permit) valid driving permit(s) and valid insurance are all necessary in the event of an accident. Just because officials do not request proof of insurance does not mean that you don't have to have it by law. No one has reported on the HUBB any South American country that does not require insurance.

I understand in Ecuador that vehicle insurance comes with the TVIP upon entering. In Colombia research SOAT - the government approved insurance must be purchased from private vendors and comes with a sticker for your bike.

Insurance is simple liability not comprehensive, and is inexpensive and easily purchased at each border or nearby.

Eat, Drink and Buy Insurance
xfiltrate
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  #2  
Old 23 Nov 2016
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Originally Posted by xfiltrate View Post
Snakeboy, after riding through 8 South American countries, and buying insurance in each country, although we tried, we were not able to purchase insurance for the next country we were crossing into in the country we were leaving. Upon entering a South American country, insurance can be purchased at the border, or a few kilometers into the country at the first village/city.

There seems to be some general rule restricting vehicle/motorcycle insurance companies to only sell insurance for the country they are selling it in.

I/we - rosa del desierto and I, have not been able to purchase any multi country vehicle insurance in South America and I have tried each year for ten years. I am a permanent foreign resident of Argentina and my South American friends were not able to purchase multi country insurance for South America.

Legal documents for your motorcycle, including a valid TVIP (temporary vehicle import permit) valid driving permit(s) and valid insurance are all necessary in the event of an accident. Just because officials do not request proof of insurance does not mean that you don't have to have it by law. No one has reported on the HUBB any South American country that does not require insurance.

I understand in Ecuador that vehicle insurance comes with the TVIP upon entering. In Colombia research SOAT - the government approved insurance must be purchased from private vendors and comes with a sticker for your bike.

Insurance is simple liability not comprehensive, and is inexpensive and easily purchased at each border or nearby.

Eat, Drink and Buy Insurance
xfiltrate
Well - as I wrote above here, I have now tried to purchase insurance for quite some time, spending quite some time on it, I have been talking to other overlanders and to local bikers, I have used quite an amount of time locating insurance company offices, I have spent quite some time waiting in long lines and have spent quite some time explaining none-english speaking staff about my matter - but without being able to purchase even a single month valid insurance for the actual country Im in for the moment. So dont tell me that its easily done to purchase any insurance at all here.

There are several reports that people - here on the HUBB that people have been able to purchase valid insurance for several countries "all in one". Although that information is a few years old. But I also spoke to a couple from Usa last week who had purchased an insurance that was valid for 5-6 different countries in SA but unfortunately that was in Bolivia and not in Chile where I am for the moment. So there is such a thing as a multiple country insurance for SA - thats for sure.

I have earlier on spent many many hours, and I have been riding many hundreds of extra kms to get a hold of insurance in different countries - and if possible I want to avoid that again. My main goal of travelling is not to run around like a dog chasing insurance offices along the road.

As for Argentina it is mandatory to have a valid insurance when you enter the country and all borders will check if you have that. And if not you will mot be let in. And according to local people and other overlanders I have been talking to there isnt any place to buy insurance at the borders between Chile and Argentina. So if I had followed your advice I would be stuck at a high altitude border and would have had to return with my tail between my legs to where I come from. Please refrain from pure nonsense. If you dont have any direct and clear advise from where to get insurance - dont post anymore here...
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Old 28 Jan 2018
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Location: Taos Ski valley, New Mexico, USA
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I bought mine in Rosario, AR but a quick Google search for " Seguros moto Mercosur" produced this Chilean company https://www.hdi.cl/seguros/seguros-d...rnacional-rci/
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Old 29 Jan 2018
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Originally Posted by pasomonte View Post
I bought mine in Rosario, AR but a quick Google search for " Seguros moto Mercosur" produced this Chilean company https://www.hdi.cl/seguros/seguros-d...rnacional-rci/
I have chatted online with HDI Seguros today and they could not sell me Mercosur third party insurance for my norwegian plated bike. They could however sell me SOAT insurance valid for Chile only.
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