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Photo by Ellen Delis, Lagunas Ojos del Campo, Antofalla, Catamarca

I haven't been everywhere...
but it's on my list!

Photo by Ellen Delis,
Lagunas Ojos del Campo,
Antofalla, Catamarca

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  • 7 Post By kileyshields
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Old 6 Jul 2023
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Balkans Insurance: Price and Duration for Insurance Purchased at Borders in Balkans

Hello all,

Sharing an update on the prices of motorcycle insurance in the Balkans. We recently travelled through the following countries with a Honda 125 that is registered to Ghana. We decided to purchase insurance at each border (rather than buy a package in advance) since we weren’t sure when we would be entering each country and where, and did want to be constrained by an 30 day window that came along with Balkans-wide insurance available through other brokers.

Overall, we paid € 100 euros for the insurance to Bosnia and Herzegovina, Montenegro, Kosovo, North Macedonia, and Albania.

So, here is the info:

Bosnia and Herzegovina: Paid $13 for 30 days.

We crossed from Croatia into Bosnia and Herzegovina using the crossing near Gorica in early May 2033. We were able to purchase insurance from Croatia Osigurante about 20 minutes into Bosnia in the town of Grude. Coordinates for the insurance office: 43.36425, 17.41939. There is also a pin on iOverlander for this insurance broker. Able to pay with credit card but very little English is spoken.

Montenegro: €10 for 14 days.

Crossed from Croatia into Montenegro using the Granicnji Prijelaz crossing in late May. Purchased insurance at the office on the second floor of the building on the right side of the road just after crossing into Montenegro. The office is closed on the weekends (so if you arrive over the weekend you are expected to go on the Monday when it reopens). It’s called SOS Manex Spedicija. The coordinates or 42.48105, 18.45594. There is a pin on iOverlander for this. Had to pay with cash.

Kosovo: €10 for 15 days

Crossed into Kosovo from Montenegro using the border crossing in northeast Montenegro near the town of Rozaje, and in western Kosovo close to the town of Peja. The distance between the Montenegro border post and the Kosovo one is very long, maybe 20 minutes in ‘no man’s land’ - which can feel somewhat disconcerting. Kosovan insurance is available at the kiosk on the right side of the road just ahead of the border post itself. The guards instruct you to purchase insurance before entering Kosovo anyway. No pin on iOverlander for this specific kiosk but you cannot miss it when headed into Kosovo from Montenegro along this path (it’s the first building that you come to). Had to pay with euros, not clear if credit card accepted at all. Good level of English spoken.

North Macedonia: €55 for 15 days

Crossed into North Macedonia from Kosovo in late early June through the crossing near Hani I Elezit in southern Kosovo. Purchased insurance at the border from the white building in the middle of the road just beyond the border guard inside North Macedonia. The border guards hold your passport while you go and purchase insurance. Border itself is pinned on iOverlander. Able to pay with credit card. Toilets available but not particularly nice!

Albania: €15 for 15 days

Crossed from North Macedonia into Albania through the crossing near to Struga in North Macedonia, on the northwestern side of Lake Ohrid. Able to purchase insurance for Albania after entering the country from the kiosks on the left side of the road. There are lots of kiosks but only one does motorbikes. Border itself is pinned on iOverlander. Had to pay with cash.
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Old 6 Jul 2023
(aka frgich) HUBB Advertiser, Supporter
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Location: Zagreb, Croatia
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Hi Kiley and Rory,

Thank you for the write up, I have followed your shenanigans with Albanian insurance seller and negotiations on the final price over Instagram

One important fact is that you didn't go to Serbia, which only offer 30 days third party liability at the border for 100,00 eur.

This is factual info so everyone knows the total cost for the Balkans, and Serbia is part of it obviously. Bulgaria and Romania are part of the EU, so they are obviously out of this scheme.

Glad you had fun on your trip , cheers to both of you.

Bike purchase, storage, expedition tours / insurance, health & repatriation, transport, rally training
www.lobagola-mototours.com/ www.lobagola-insurance.com/
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Old 10 Jul 2023
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Thanks Dooby!! We would like to add that we used Dooby’s company, Lobagola, to buy insurance for the rest of Europe and highly recommend his service!!! He also offers insurance for the Balkans if you don’t want the hassle at each border.

Thanks for following along
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Old 3 Oct 2023
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Location: Sydney - OZ
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Whats covered

Hi guys,

Thank you for sharing the information.

I plan on doing a motorcycle trip in a few months, starting in Albania, then riding through Montenegro, Kosovo, Macedonia and back to Albania - on an Albanian registered rented bike.

This means that I'm fully covered only in Albania for anything that happens to the bike.

Do you know what does the green insurance cover in the other countries?
I presume it doesn't cover theft or an accident where the bike is total lost.

Is there any kind of insurance you are aware of which can be purchased which will cover that in those countries around Albania?

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Old 3 Oct 2023
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That's a question for the rental agency in Albania - and on the assumption that they will allow you to take the bike out of Albania to begin with, and that there is an easy way to do the paperwork that lets you ride someone else's bike across the border.
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