My experience
I actually own and ride the hell out of a G650GS Sertao. It is almost identical to the Dakars. I have ridden 50,000 adventure miles in the last 2 years on this bike. I also rode 30,000 miles on a G650GS the year before. I have had one component failure, the cooling fan. Unfortunately it was in the outback of Brazil and cost me 10 days to get a spare. I probably could have fixed it by jury rigging a computer fan but didn't. other than oil changes I've never put a drop of oil in it.
The suspension, especially in front is kind of wobbly. After my last trip to South America I put a new Touratech shock/spring in the rear and emulators and spring in front. Now this bike handles very well in everything. It probably needs a clutch now but I'm sure the engine is fine. My riding style is around 50/50 with some very long off road stints on occasion. the bike still looks great whenever I bother to clean it. Like others have said I wouldn't over-load it but with the touratech rear spring you could. I have even gone 2 up on the stock unit and I weigh 255lbs.
One small repair in 80,000 miles and only normal maintenance.
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