Re: World Nomads
They will NOT cover you whilst you are in +any+ of the countries on these 4 lists:
http://www.fco.gov.uk/servlet/Front?...=1095423800990
So currently their policy does NOT cover you in the following, which you may assume you would be:
Thailand(!)
India(!)
Indonesia
Ecuador
Philippines
Russia
Uganda
Sri Lanka
Nigeria
Bangaladesh
etc etc
Their reply after several emails was:
"Hi Darrin
The exclusion extends to all 4 categories and it may change at anytime whilst you are away. The Emergency assistance team will attempt to do anything they can to assist you but please bear in mind that in volatile areas it may not be possible for them to attend to you and in extreme situations the British Government will be responsible for evacuation."
I had asked them if exclusions were for FCO warnings for the whole country, or just parts of them. Seems if one part of India has problems, your insurance suddenly becomes invalid.
For me they won't cover Mali at the moment, so I'm fairly tempted not to bother if I can't find somebody to cover me there.
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