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21 Apr 2010
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Join Date: Apr 2007
Location: Helsinki
Posts: 1,731
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Quote:
Originally Posted by AndyWx
They cover any motorcycle regardless of the CC
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This part I think I may be totally misunderstanding... can you please clarify, in what ways will your motorcycle be covered ( - will it be covered, if you crash it, or it gets stolen, or burns or sinks into the water)? Or this is in fact a travel insurance for yourself & your companion, which does not cover the bike (the bike´s value) in any way?
Having the med-evac option in your travel insurance is something you wish you´ll never ever need, but could save your life, if you do! (and it might also be a good idea to make a few copies of the proof of insurance, and keep them somewhere where they can easily be found in case things go bad and you´re unable to hand that information to anyone.)
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21 Apr 2010
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Join Date: Oct 2004
Location: London
Posts: 542
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I have the "backpacker / long-stay" insurance policy from Worldwide, which is underwritten by AXA. You are correct that there is no cc limit on bike travel, but it does not cover damage to the bike.
I had a crash in Angola a few weeks ago, which required medical repatriation to the UK for treatment. AXA arranged for the repatriation with a minimum of fuss and agreed to cover all my medical expenses incurred in Angola. It does not cover treatment in your home country however, so you will be reliant on the NHS or other private medical insurance when you return.
I can thoroughly recommend this policy, based on AXA's responsiveness to my claim.
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21 Apr 2010
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Join Date: Oct 2008
Location: Edinburgh
Posts: 148
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Quote:
Originally Posted by pecha72
This part I think I may be totally misunderstanding... can you please clarify, in what ways will your motorcycle be covered ( - will it be covered, if you crash it, or it gets stolen, or burns or sinks into the water)? Or this is in fact a travel insurance for yourself & your companion, which does not cover the bike (the bike´s value) in any way?
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Yes you're right it is a little misleading. I meant that they will cover you travelling on any cc bike. I remember that it was an issue with a lot of insuring companies - they usualy say "Yes we cover motorcycles" without adding that it's for up to 50cc only
To answer your question the policy is only for me and the missus not for the bike. I'm sure that a moto insurance would be extensively expensive. I think you just have to risk when it comes to the bike - what you shouldn't be risking is with your life so this policy sounds really good.
Matt thanks a lot for the info! It's always good to know that they do what they should when it comes to it!
thanks guys!
Andy
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers and travel is covered on motorcycles of all sizes.
(ONLY US RESIDENTS and currently has a limit of 60 days.)
Ripcord Evacuation Insurance is available for ALL nationalities.
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!

Every book a diary
Every chapter a day
Every day a journey
Refreshingly honest and compelling tales: the hights and lows of a life on the road. Solo, unsupported, budget journeys of discovery.
Authentic, engaging and evocative travel memoirs, overland, around the world and through life.
All 8 books available from the author or as eBooks and audio books
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
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