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20 Jul 2016
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Quote:
Originally Posted by crwaterhouse
In 2017 I'm planning to drive to Europe where I'll need to produce my green card on entry. I shall purchase 90 day coverage.
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I'll look in to that further - thanks. I just want to ensure I have what I need.
Like I said Cypriot insurer refused me so I don't know what will happen when I get to borders further afield.
So am I right in that there is no real global motor insurance, just for the country you are in and then the next one you got to (so lots of little ones). The only global policy is the personal medical one e.g navigator travel or similar?
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20 Jul 2016
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So am I right in that there is no real global motor insurance, just for the country you are in and then the next one you got to (so lots of little ones). The only global policy is the personal medical one e.g navigator travel or similar?
Aye, there is no global motor insurance, you purchase the insurance on entry to each country.
I had a letter from my RSA insurance company saying that I was insured in the bordering countries but when I entered Moz or Bot I still had to purchase their insurance. The only multi country insurance I know is the 'green card' for the EU.
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20 Jul 2016
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Join Date: Feb 2002
Location: Wessex, UK
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Quote:
Originally Posted by crwaterhouse
I had a letter from my RSA insurance company saying that I was insured in the bordering countries but when I entered Moz or Bot I still had to purchase their insurance. The only multi country insurance I know is the 'green card' for the EU.
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There is the comesa if you go a little further north, I bought one in Zambia and used it all the way to Egypt.
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20 Jul 2016
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Many thanks - all clear now
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21 Jul 2016
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This topic always produces more ammunition for the "can't fix stupid" stories. You can pick them because they invariably have haha every second sentence, or lots of silly emoticons.
Police do not always check at borders whether you have insurance or not. Often no police there but they are down the road waiting for you to turn up and contribute to their christmas party fund.
Aduana and customs also don't always check because it is not their job.
Yes, you can pay a few dollars when you get caught without mandatory liability insurance, PROVIDED the reason you had to stop wasn't because you were involved in an accident causing injury or death. In that case prison is the likely destination and there you will stay until liability is assessed by the courts. Mexico is a good example. Nobody asks if you have insurance. Only companies authorised by the government can offer it. You can get it on-line or at or before most border crossings. Any accident, whether involving injuries or not, that can't be resolved by the parties involved, will invariably result in major hassles with police and the courts. It is said to be highly illegal to move any vehicle after an accident without the direct authority of the police. Smart travellers take out the "legals" option which guarantees payment of legal fees required to get you back out on the streets while liability is being assessed.
Many borders not not have any insurance seller so it is up to you to either buy it well before you arrive, or take the real risks involved in traveling uninsured. Sometimes these borders will prevent you from passing until you have insurance.
If your vehicle complies with the requirements of the Vienna convention then getting the mandatory liability insurance for every country or group of countries (as applies in say South America) does at least afford you some legal protection, but doesn't of course stop the locals from beating you to death if you get unlucky. If your vehicle doesn't comply or if you have fake papers, then you will soon find that third-world fine print is even more devastating than first-world fine print.
Have fun.
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21 Jul 2016
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Quote:
Originally Posted by mark manley
There is the comesa if you go a little further north, I bought one in Zambia and used it all the way to Egypt.
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Thanks for that information Mark. I'll use comesa the next time I'm that way. Can comesa insurance be purchased in Ethiopia or Djibouti? I may return to SA via roro to Djibouti and down the East side.
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