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13 Apr 2012
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Quote:
Originally Posted by Walkabout
Well, it's Belle's thread - sounds good to me!
Maybe the thread title could be something like "UK motorcycle insurers and your experiences" - some folks will see the title "bikesure" and think "nothing to do with me"?
Your letter template is certainly a good un for anyone who needs to take up complaints with insurers/brokers.
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OK, moved. More appropriate to be in paperwork, rather than transport. I'm the one that hijacked it to include Bennetts, so the change in title is also necessary.  Sorry Belle 
Let's see how the thread fares before stickying it. Most of what's on the HUBB is important and it can't all be stuck.
cheers
Chris
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25 Apr 2012
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Carole Nash, Bennetts, MCE, Bikesure, ebike, Footman James, it goes on ............
Quote:
Originally Posted by chris
OK, moved. More appropriate to be in paperwork, rather than transport. I'm the one that hijacked it to include Bennetts, so the change in title is also necessary.
let's see how the thread fares before stickying it. Most of what's on the HUBB is important and it can't all be stuck.
cheers
Chris
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Chris,
Within about a week the subject of UK bike insurance comes around again, this time for that well known, high-profile in the UK insurer, Carole Nash:-
http://www.horizonsunlimited.com/hub...l-theyre-57345
And this one is on the same lines:-
http://www.horizonsunlimited.com/hub...an-cover-63791
Without a sticky for UK insurance issues, I would expect the subject to keep turning up in multiple threads that repeat the questions, the answers and the general flow of information about what is going on in the UK vehicle insurance world, of which bikes are a subset of special interest to this website.
For contrast, the medical insurance aspect has 6 stickies including specifics for Canadian medical cover, UK/EU travel insurance and 4 other topics.
__________________
Dave
Last edited by Walkabout; 25 Apr 2012 at 14:22.
Reason: second reference link added
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26 Apr 2012
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Quote:
Originally Posted by Walkabout
Chris,
Within about a week the subject of UK bike insurance comes around again, this time for that well known, high-profile in the UK insurer, Carole Nash:-
http://www.horizonsunlimited.com/hub...l-theyre-57345
And this one is on the same lines:-
http://www.horizonsunlimited.com/hub...an-cover-63791
Without a sticky for UK insurance issues, I would expect the subject to keep turning up in multiple threads that repeat the questions, the answers and the general flow of information about what is going on in the UK vehicle insurance world, of which bikes are a subset of special interest to this website.
For contrast, the medical insurance aspect has 6 stickies including specifics for Canadian medical cover, UK/EU travel insurance and 4 other topics. |
I've made this a sticky.
FWIW, many topics regularly reappear on the HUBB. The same questions about Russian visas appears weekly 
On most forums, this one being no exception, people just post their question without first browsing/searching what's already there.
Chris
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25 May 2012
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Insurance for non UK resident
UK insurance for a foreigner is a minefield.
I (wrongly) thought that if I left the registration in a UK resident's name, that it would be easier to have me added as an additional rider.
I had one company who said they would do it then reneged at the last minute.
I had one company that said if I got a UK licence then they would cover me. But I am not entitled to a UK licence unless I surrender my Aussie licence and apply for residency.
I had 20 companies that said a flat NO as soon as I said I was from Australia.
I was given the number of a Broker - who cut through all the red tape and got me what I needed. He is a biker himself and took care of everything with one phone call and some emailed paperwork. Too easy!
I honestly disclosed to him all my plans and did not try to bypass the system - it probably cost me a bit more but it is well worth it to avoid the headaches.
The insurance also came with AA Breakdown Cover for the UK and I paid extra to get 90 days breakdown cover in the EU
With his permission - his contact details are:
St.John Canfield-Payne
CanfieldPayne Insurance Consultants Ltd
Tel: 01342 302422 Fax: 01342 301432
The Cravens, Ship Street, East Grinstead, RH19 4DX
jcpayne.canpayne@tamcentraluk.com
We always offer competitive premiums for all types of commercial, motor, household, travel and private medical insurances
Perhaps some other travellers/ foreigners will be able to navigate the minefield more successfully with St.John's help.
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26 May 2012
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Quote:
Originally Posted by Scootergal
UK insurance for a foreigner is a minefield.
I (wrongly) thought that if I left the registration in a UK resident's name, that it would be easier to have me added as an additional rider.
I had one company who said they would do it then reneged at the last minute.
I had one company that said if I got a UK licence then they would cover me. But I am not entitled to a UK licence unless I surrender my Aussie licence and apply for residency.
I had 20 companies that said a flat NO as soon as I said I was from Australia.
I was given the number of a Broker - who cut through all the red tape and got me what I needed. He is a biker himself and took care of everything with one phone call and some emailed paperwork. Too easy!
I honestly disclosed to him all my plans and did not try to bypass the system - it probably cost me a bit more but it is well worth it to avoid the headaches.
The insurance also came with AA Breakdown Cover for the UK and I paid extra to get 90 days breakdown cover in the EU
With his permission - his contact details are:
St.John Canfield-Payne
CanfieldPayne Insurance Consultants Ltd
Tel: 01342 302422 Fax: 01342 301432
The Cravens, Ship Street, East Grinstead, RH19 4DX
jcpayne.canpayne@tamcentraluk.com
We always offer competitive premiums for all types of commercial, motor, household, travel and private medical insurances
Perhaps some other travellers/ foreigners will be able to navigate the minefield more successfully with St.John's help. |
The broker contact info is very helpful.
It would be even more helpful if you (happen to) know, or could find
out, what is the UK underwriter for the policy that
the broker obtained.
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26 May 2012
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Quote:
Originally Posted by CourtFisher
The broker contact info is very helpful.
It would be even more helpful if you (happen to) know, or could find
out, what is the UK underwriter for the policy that
the broker obtained.
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Aviva. But when I had rung them directly (prior to finding StJohn) they only offered 30 days coverage in EU tops. It was StJohn who understood my circumstances, listened to my needs and negotiated the contract.
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3 Sep 2012
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Quote:
Originally Posted by Scootergal
The insurance also came with AA Breakdown Cover for the UK and I paid extra to get 90 days breakdown cover in the EU
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That seems to be a common insurance "scam" with the UK market; I can understand why it is done - basically loads of Brits take a couple of weeks holiday/vacation in mainland Europe once, or twice, per year.
Quote:
Originally Posted by Scootergal
Aviva. But when I had rung them directly (prior to finding StJohn) they only offered 30 days coverage in EU tops. It was StJohn who understood my circumstances, listened to my needs and negotiated the contract.
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Yep, I use ebike as a totally online broker (there is not even a phone number for getting quotes etc) because the policy covers me for 365 days per year riding in Europe.
When I first took out a policy with them it did not include this, but they offered another underwriter when renewal time came around and they wanted to get the annual payment from me - that is the time to insist that you get the exact policy you need (it is then that ebike have a phone number for negotiations ;-)
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9 Feb 2017
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Quote:
Originally Posted by Scootergal
Aviva. But when I had rung them directly (prior to finding StJohn) they only offered 30 days coverage in EU tops. It was StJohn who understood my circumstances, listened to my needs and negotiated the contract.
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I'm not sure that I should admit this, but I worked for Aviva in a previous life (pre-pension). Aviva's direct insurance - the stuff you get from online or call centre - is the vanilla flavour: a few bells and whistles to differentiate it, and targeted at a specific audience. And that audience may change according to where the company see they can make profit (the main reason a company remains viable). They also, deep in the bowels (analogies awaited) of the offices is a small team of people who underwrite "Schemes" insurance, aiming at niche markets and sold through intermediaries. The likelihood is that your friendly broker is privy to such schemes, and has access to proper insurance underwriters (I worked there for 22years and I don't recall meeting one!).
The point of this waffle is that you need to find a broker who can provide a personal service and has access to those shy little underwriters. It won't be cheap...
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10 Jul 2014
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Location: Washington DC
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Quote:
Originally Posted by CourtFisher
The broker contact info is very helpful.
It would be even more helpful if you (happen to) know, or could find
out, what is the UK underwriter for the policy that
the broker obtained.
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Nope, currently not helpful at all. They know about this post on HU, and they said it is misleading. They can only help if you have a UK registered bike. Scratch another one!
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1 Feb 2015
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Updates anyone, particularly for Ebike???
Any updates from any direction on the subject of this thread?
A few months ago the website of the insurance broker Ebike was down for weeks, if not some months; I remember it well because I had just renewed my insurance with them and their fees increased quite a bit (but I have forgotten those details - it was last June and the renewal was due during a one month ride; therefore I renewed the insurance early, before riding away into the sunrise, and took the hit on not shopping around).
At that time, UK "chat" surmised that the site had been hacked, although the 4 wheel part of their overall website appeared to continue to function OK.
So, what news from any direction?
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30 Mar 2014
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Great Info .
thanks alot
tschuss 
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