Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Trip Paperwork
Trip Paperwork Covers all documentation, carnets, customs and country requirements, how to deal with insurance etc.
Photo by Bettina Hoebenreich, At the foot of the Bear Glaciers, eternal ice, British Columbia, Canada

Adventure is what you make it

Photo by Bettina Hoebenreich, at the foot of the Bear Glaciers, British Columbia, Canada.



Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 6 Mar 2010
Registered Users
Veteran HUBBer
 
Join Date: Jan 2009
Location: Stratford-upon-Avon, UK
Posts: 368
Travel insurance. World Nomads?

Does anyone have Travel Insurance with World Nomads? If so what level do you need to cover yourself for a motorbike trip. I'm assuming its Level 3 but it doesn't seem all that clear.

Are you happy with the cover/service they give?

Equally does anyone have Medijet as well as World Noamd or is that overkill so to speak.
__________________
Reply With Quote
  #2  
Old 7 Mar 2010
Contributing Member
Veteran HUBBer
 
Join Date: Feb 2004
Location: St Andrews
Posts: 662
Quote:
Originally Posted by Lonesome George View Post
Does anyone have Travel Insurance with World Nomads? If so what level do you need to cover yourself for a motorbike trip. I'm assuming its Level 3 but it doesn't seem all that clear.

Are you happy with the cover/service they give?

Equally does anyone have Medijet as well as World Noamd or is that overkill so to speak.
Unless you are riding a moto of less than 125cc World Nomads (UK) will not insure you for an accident on the bike even if another person was at fault. I know, I renewed a policy whilst I was travelling which they allow. They took the money but didn't tell me that they had changed their UK underwriter and the new ones will not insure big bikes. They did inform me of the changes in the policy, by mail to my UK address. I found out in a hospital in Mexico when I conntacted them to authorise my treatment for a fractured femur and two trashed shoulders. Still, rather there and then than 2 weeks later when I would have been in the US and because their health system is the 'best in the world' and doesn't need changing I would have lost both my bike and my house to their lawyers As far as I am aware, the US and antipodian underwriters still accept big bikes. Ride safe and try 1 stop travel insurance.
__________________
Mike
---------
Mike is riding the twisty road in the sky
Reply With Quote
  #3  
Old 15 Mar 2010
Registered Users
New on the HUBB
 
Join Date: Mar 2010
Posts: 1
Quote:
Originally Posted by Lonesome George View Post
Does anyone have Travel Insurance with World Nomads? If so what level do you need to cover yourself for a motorbike trip. I'm assuming its Level 3 but it doesn't seem all that clear.

Are you happy with the cover/service they give?

Equally does anyone have Medijet as well as World Noamd or is that overkill so to speak.
Hey Lonesome George

Yael from WorldNomads.com here. Just wanted to let you know that we can provide cover for bikes over 125cc if you select the level 2 sporting activities premium.

At any level, you will need to wear a helmet and you must and have a valid UK motor bike licence.

Unfortunately though, this policy cannot cover you if you are motor bike touring or your motor bike is the main mode of transport. It can’t be added, even for an additional premium.
Personal liability is excluded while motor bike riding and there is no cover for the motor bike itself.

If you have any extra questions please don't hestiate to shoot us an email to askus@worldnomads.com

Happy travels!
Yael
Reply With Quote
  #4  
Old 15 Mar 2010
Contributing Member
Veteran HUBBer
 
Join Date: Feb 2004
Location: St Andrews
Posts: 662
Quote:
Originally Posted by yael View Post
Hey Lonesome George

Yael from WorldNomads.com here. Just wanted to let you know that we can provide cover for bikes over 125cc if you select the level 2 sporting activities premium.

At any level, you will need to wear a helmet and you must and have a valid UK motor bike licence.

Unfortunately though, this policy cannot cover you if you are motor bike touring or your motor bike is the main mode of transport. It can’t be added, even for an additional premium.
Personal liability is excluded while motor bike riding and there is no cover for the motor bike itself.

If you have any extra questions please don't hestiate to shoot us an email to askus@worldnomads.com

Happy travels!
Yael
Told you, for UK riders this company is no longer viable. Ride safe.
__________________
Mike
---------
Mike is riding the twisty road in the sky
Reply With Quote
  #5  
Old 17 Mar 2010
BruceP's Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Jun 2006
Location: St Helens
Posts: 763
Quote:
Originally Posted by maja View Post
Told you, for UK riders this company is no longer viable. Ride safe.
More business for Cheap worldwide Travel Insurance. Holiday Travel Insurance then ?
__________________
--

http://www.ytc1.co.uk
Reply With Quote
  #6  
Old 22 Mar 2010
Contributing Member
Veteran HUBBer
 
Join Date: Aug 2008
Location: Aus. Qld. Mackay
Posts: 474
I contacted World Nomads in Australia, and told them my wife and I are riding a motorbike (me 800cc, wife 250cc) from Cairo to Capetown and would we be covered, I recieved an email back saying yes we would be, all I had to do is outline the trip, but they did add Sudan may be a problem as it is on our Governments no go list. Are they different companies just flying under one umbrella, or if they are the same which they appear to be, why the different policy ?

Thanks
Paul
__________________
....rather Die Living.....than Live Dying !
www.globetrekkers.net.au
Reply With Quote
  #7  
Old 23 Mar 2010
beddhist's Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,214
WN uses different underwriters, depending on your country of residence, so the fine print differs. Most residents are covered for biking, UK residents aren't.

If you read WN's fine print you will find that you are covered in every country, except if you are hurt in a country on the "not recommended list" and the claim is a result of whatever you were warned against. Quite sensible, really.
__________________
Cheers,
Peter.

Europe to NZ 2006-10
Reply With Quote
  #8  
Old 24 Mar 2010
*Touring Ted*'s Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Jul 2005
Location: Wirral, England.
Posts: 5,650
Travel Insurance, Cheap Travel Insurance Annual and Single trip - Endsleigh

I used Endsleigh' "adventure" in insurance "offroad motorcycle touring" in the list of covered activities for their extras.

Mine cost about £400 for 7 months in South America.

Whatever you do though, they all have a FCO dangerlist exceptions rule though I think..

Pick "single trip"
full in the quick quote form and hit "how much"
Select "comprehensive"
Tick "sports and adventure box" then hit the "do I need extra cover" tab.

Mine comes out at £284 for 5 months worldwide (exc USA)

Id be keen to find out what "offroad motorcycle touring" counts as though and if there's restrictions.
__________________
Did some trips.
Rode some bikes.
Fix them for a living.
Can't say anymore.
Reply With Quote
  #9  
Old 24 Mar 2010
Gold Member
HUBB regular
 
Join Date: Mar 2009
Location: kenilworth
Posts: 33
Hi Lonesome.

I know we've spoken about this recently, but I thought I'd post this as others may be interested.

We used Navigator Travel for insurance and not only were they very helpful, it also worked out very cheap. Just under £240 for 12 months excluding US.
By their measurements, motorcycle touring on any size bike is included in their base package and doesn't cost extra!

Any pre-existing conditions will cost extra, but if you accept them as exclusions, there's no loading.

BB
Reply With Quote
  #10  
Old 5 Apr 2010
Registered Users
Veteran HUBBer
 
Join Date: Feb 2002
Location: Wessex, UK
Posts: 2,136
Ensleigh

After travelling in Africa for 4 months with sta insurance which did not cover me for motorcycling, the operator did not know they no longer covered this mode of transport, I took out a policy with Ensleigh but had two managers arguing with each other about the level of cover that was required, if they cannot agree what you need how on earth are we supposed to know, in the end I took the more expensive level of cover just to be sure. It did cover me in Sudan as long as I avoided Darfur and other areas listed by the foreign office, no problem doing that.
Reply With Quote
  #11  
Old 7 Apr 2010
Registered Users
New on the HUBB
 
Join Date: Sep 2009
Location: London
Posts: 18
Hi,
I've just had a look at the Navigator website - and although it does list motorcycling in the list of activities - in the small print it states that
"You are not covered for
a. claims resulting from motorcycling or quad biking.
b. claims arising out of manual labour."
Did you get additional cover for Personal Accident and Personal Liability?

I'm planning a trip to the US/Mexico & Canada this summer...

Cheers,

Eryl
Reply With Quote
  #12  
Old 7 Apr 2010
Contributing Member
HUBB regular
 
Join Date: Jan 2008
Location: london
Posts: 52
Ins

hey guys I hd direct line ins and I hd acident in Mexico last november and broke my leg ,spent 5 days in hospital and they was veryyyyyyyyyyy helpfull ,u only need to hv a full Britsh licence and wea a helmet.
Reply With Quote
  #13  
Old 9 Apr 2010
Registered Users
Veteran HUBBer
 
Join Date: Jan 2009
Location: Stratford-upon-Avon, UK
Posts: 368
There seem to be two threads on this at the moment. Very confusing. Anyway, I will phone Nav. Travel next week, but I've just seen this on their website:

The Voyager policies are not ideal for adventurous travellers, as they only cover a limited range of sports and activities, though motorcycle touring is covered on both Navigator and Voyager policies, with no restrictions on the cc of the bike, as long as a full UK license is held and crash helmets worn. Personal Liability cover is excluded for claims arising from driving or riding motor vehicles or riding animals.
__________________
Reply With Quote
  #14  
Old 13 Apr 2010
Registered Users
Veteran HUBBer
 
Join Date: Jan 2009
Location: Stratford-upon-Avon, UK
Posts: 368
I've just spoken to soemone on the phone from Navigator Travel. They have two policies - Voyager and Navigator. BOTH cover motorbike trips (as long as the bike is a mode of transport and not used for sporting reasons.) No extra 25% option is needed or anything. The bike won't be covered and neither will is cover the person I hit, but it covers me personally, all that I'm after really.

I can get with the Navigator option 12 months (including USA) for £264, or 6 months for North America at £160 and 6 months with "rest of the world" for £121. The reason for this si the policy doesn't let you return to the Uk mid policy (which I will be doing) although I don't know how they would know that!

Oh yeah, and BOTH these policies cover scuba diving as standard which is great. They have various add ons should you want to get cover for extra dangerous sports. Just go the wedsite and click - ourpolicies/longstaysingletrip/sports andadventure.
__________________
Reply With Quote
  #15  
Old 13 Apr 2010
*Touring Ted*'s Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Jul 2005
Location: Wirral, England.
Posts: 5,650
Quote:
Originally Posted by Lonesome George View Post
I've just spoken to soemone on the phone from Navigator Travel. They have two policies - Voyager and Navigator. BOTH cover motorbike trips (as long as the bike is a mode of transport and not used for sporting reasons.) No extra 25% option is needed or anything. The bike won't be covered and neither will is cover the person I hit, but it covers me personally, all that I'm after really.

I can get with the Navigator option 12 months (including USA) for £264, or 6 months for North America at £160 and 6 months with "rest of the world" for £121. The reason for this si the policy doesn't let you return to the Uk mid policy (which I will be doing) although I don't know how they would know that!

Oh yeah, and BOTH these policies cover scuba diving as standard which is great. They have various add ons should you want to get cover for extra dangerous sports. Just go the wedsite and click - ourpolicies/longstaysingletrip/sports andadventure.
That's cheap cover.... Almost too good to be true. It's half the price of the policy I was going to buy !

Good find
__________________
Did some trips.
Rode some bikes.
Fix them for a living.
Can't say anymore.
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Travel insurance: World Nomad feedback? maria41 Staying Healthy on the Road 17 18 Mar 2008 00:32
Any experience with 1 World Travel Insurance? worstell Trip Paperwork 0 2 May 2007 03:22
World Nomads furious Trip Paperwork 0 4 Jan 2007 13:42
World Nomads brennan Trip Paperwork 2 10 Nov 2006 17:55
world nomads... 125cc limit scdan3 Trip Paperwork 15 23 Aug 2006 10:54

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.




All times are GMT +1. The time now is 18:32.