For NZ neither insurance nor carnet required, both are optional. They will probably make you register the bike in NZ (although some people got in without). In either case you are covered automatically for any injuries you may cause to others. You can try to take out third party cover on your bike for material damage. State Insurance, however, refused to insure my cousin and her husband, cause they were not residents. The thing to try, if you want this insurance, is never to let on you are a tourist. State Insurance was the cheapest by far when I left in 98.
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