David:
The information in the discussion I referred you to ( Here is where you get the cheap European green card insurance) is fully up-to-date. There may not have been a lot of new posts on that discussion in the last little while, but that's only because nothing has changed lately.
I'm not aware of anyone who offers any insurance other than the "minimum legal requirement" of 3rd party liability. Many years ago, Motorcycle Express used to offer European insurance with an option for collision, theft, etc., but it was quite expensive. I'm not sure if they still offer this product. You mentioned that you bought full coverage from Knopf for €380 a month - that's about what Motorcycle Express used to charge back around 2005, adjusted for inflation over the years.
Legally, all you need is the 3rd party liability - the so-called 'green card'. There are numerous vendors who offer this product. What you get is identical from every vendor, so, make your decision of which vendor to use based on their reputation and their price.
So far as theft is concerned, unless you plan to park in dodgy areas, I would not be too concerned about that. So far as collision (self-inflicted damage due to accidents), you'll just have to self-insure for that.
Hope this information assists you.
Michael
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