I came across the following:
The countries that do require a Green Card are: Albania, Belarus, Bosnia and Herzegovina, Macedonia, Iran, Israel, Moldova, Morocco, Russia, Serbia and Montenegro, Tunisia, Turkey and Ukraine.
The countries that don't require a Green Card are: Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, and Switzerland.
Alternatively, some insurers offer European cover which will allow motorists to drive within Europe at the same level of cover they have in the UK. Confusingly, insurers often call this 'green card cover' and charge for it so it can seem as if you’re paying for something that should be free but this isn’t the case.
Isn't it the case, then, that what many of us on this forum are calling "the green card" isn't the green card? It is, rather, insurance COVER for driving in Europe. This cover comes with a green card (which is a document showing that a driver is insured) but isn't a green card. The list, above, notes that Germany, for example, doesn't require a green card. Germany and all the other countries on the list obviously require insurance.
Looking carefully at my own document (which is green, in fact) I see the words "International Motor Insurance Card" and "Signature of Insurers" (which is AXA). Nowhere does it say, in any language, "Green Card".
The term "Green Card", in other words, seems to be used to apply to two different things: (1) an actual green card; (2) an INSURANCE POLICY.
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