Quote:
Originally Posted by joshuwaa
Me and my bike are UK registered. My UK insurance is pretty astronomical.
I'll be leaving the EU about 4 months into a 12 month policy and not returning until well after it finishes (hopefully). Can I safely cancel that policy since it no longer provides anything to me, and it will give me back about £500.
The only concern is that UK bikes "must be insured and taxed" but I won't be in the UK at all during that time.
Confused as to whether I need the insurance to keep DVLA happy and not exiling my bike.
Apologies if this has already been covered somewhere but there's no easy thing to search for.
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The EU regulations on vehicles in circulation states that all vehicles in circulation must conform to the roadworthiness regulations of the country of registration. So whilst you are in the EU your bike must have an MOT if required, be insured to a minimum of third party ( civil responsibility) and for the U.K. the appropriate tax must have been paid. As soon as you leave the EU your EU insurance will lapse unless you have a policy which covers the countries you are visiting. Your MOT remains valid until it expires.
Seeing it is unlikely you can plan an exact date for leaving the EU it can be tricky planning cancellation dates. Also remember as soon as your bike comes back into the EU ( overland) , you must pre arrange insurance to a minimum of third party, you can't buy insurance at an EU border. Most insurance companies will insist on seeing your registration document, driving licence, and a valid MOT cert before they will issue Insurance. This might be difficult to do, so careful planning about re- entry should be on you list if you want to remain legal. Re-insuring your bike should be done through a U.K. broker issuing a green card ( electronic or paper) because other EU countries won't insure vehicles not registered in their own country.
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