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Comprehensive insurance coverage options for Europe? Comprehensive insurance coverage options for Europe?
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Photo by George Guille, It's going to be a long 300km... Bolivian Amazon

I haven't been everywhere...
but it's on my list!


Photo by George Guille
It's going to be a long 300km...
Bolivian Amazon



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  • 1 Post By encoad
  • 1 Post By Fern
  • 1 Post By encoad
  • 1 Post By dooby
  • 1 Post By Robert01

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  #1  
Old 21 May 2018
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Comprehensive insurance coverage options for Europe?
Planning a trip in Europe starting in September. Looking for "full coverage" insurance options. I found tourinsure.de which appears to offer what I'm looking for, but I'd like to see other options.

Recommendations?
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  #2  
Old 22 May 2018
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Location: Cambridge, UK
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a) What kind of insurance are you looking for? Medical and travel insurance, or insurance for the bike?

b)What is your nationality and country of residence? This has a bearing on what policies cover you, some have different terms and conditions for residents of different countries.
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  #3  
Old 22 May 2018
(aka frgich) HUBB Advertiser, Supporter
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No other options, market is too shallow, and there is no interest, hence the price is too high.

Full comp is only available in EU, if you venture outside it's worth nothing, so in my view, it's not worth the hassle and money.

Cheers
Dooby
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www.lobagola-mototours.com/ www.lobagola-insurance.com/
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  #4  
Old 22 May 2018
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I'm looking for theft and collision insurance (ie I get into an accident and the insurance covers the bike). I am personally covered for medical and travel through work.

I live in Canada, but I also hold a British passport.


Quote:
Originally Posted by Fern View Post
a) What kind of insurance are you looking for? Medical and travel insurance, or insurance for the bike?

b)What is your nationality and country of residence? This has a bearing on what policies cover you, some have different terms and conditions for residents of different countries.
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  #5  
Old 22 May 2018
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Do you have access to a British or European address? Where is the bike registered to? What plates does it have?

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  #6  
Old 22 May 2018
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Sorry not trying to give you the nine degrees but there are so many variables and factors that depend on many things and there are plenty of threads out there with vague suggestions that are not always helpful.

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  #7  
Old 22 May 2018
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I'm planning to ride mostly in Europe, perhaps a few days in Morocco. Hoping to plan a trip by only picking a few must-see destinations and figuring out the rest while I'm there.

Best as I can tell its only a couple of hundred extra Euros over a standard greencard, so well worth the money. (to me at least!)


Quote:
Originally Posted by Frgich View Post
No other options, market is too shallow, and there is no interest, hence the price is too high.

Full comp is only available in EU, if you venture outside it's worth nothing, so in my view, it's not worth the hassle and money.

Cheers
Dooby
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  #8  
Old 22 May 2018
(aka frgich) HUBB Advertiser, Supporter
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Price is high, because if the bike is stolen outside EU, it's not valid. This is the reason why in my view extra cost is not worth it.

Possibility for your bike being stolen from hotel parking lot/garage in EU is minimal.

Full comp for non residents (work permit etc) is only offered by Axa, resold by Tourinsure. Main underwriter got out of it last year from Luxemburg, hence the reason I am stating there is little or no market for that.

It's hybrid product and any other is not valid(it does not exist) because you're not a resident.

Cheers
Dooby
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Bike purchase, storage, expedition tours / insurance, health & repatriation, transport, rally training
www.lobagola-mototours.com/ www.lobagola-insurance.com/
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  #9  
Old 23 May 2018
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While I do want theft coverage, I'm more concerned about getting into an accident and not having my bike insured for the damages.
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  #10  
Old 23 May 2018
(aka frgich) HUBB Advertiser, Supporter
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Location: Zagreb, Croatia
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Totally understand creating a piece of mind environment .

cheers
Dooby
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Bike purchase, storage, expedition tours / insurance, health & repatriation, transport, rally training
www.lobagola-mototours.com/ www.lobagola-insurance.com/
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  #11  
Old 27 May 2018
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Euro Insurance
Let us know how you go .Doing 5 Weeks thru Euro on a Euro Bike I have Bought Tourinsure seems the only option and what happens when bike is Stored? As dooby says the countries I need insurance in the most aren't covered anyways So I guess yes it s really only third party insurance not Comp some of time.Got my Medical insurance sorted.
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  #12  
Old 27 May 2018
(aka frgich) HUBB Advertiser, Supporter
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Location: Zagreb, Croatia
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Like to hear a sound of reason, thanks Robert!

When the bike is stored policy is off if not paid of course, and paying for a yearly one, in 90 days through Tour Insure (third hand) means huge wad of money.

We're issuing green card ( http://www.horizonsunlimited.com/hub...een-card-93020) , we're registered tour operator, storing motorcycles for our clients in fully insured warehouse (theft, fire, etc).

We can provide purchase of any type of motorcycle for desired ride in Europe, sorting the finding, servicing, storing, transport etc etc.
Direct flights to Canada and US from Zagreb airport.

Lobagola is one stop shop, from accommodation to all the above mentioned and much more.

I am also linesman for Croatia for Home - Trans Euro Trail

HUBB is supportive of TET as we're also supportive of HUBB initiative "Destinations" in the main navigation.

Cheers
Dooby
__________________
Bike purchase, storage, expedition tours / insurance, health & repatriation, transport, rally training
www.lobagola-mototours.com/ www.lobagola-insurance.com/
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