Thanks for your help Sjoerd. That eases my mind a lot. Ill look at purchasing my own insurance then, that makes good sense.
Cheers
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\"Twenty years from now you will be more disappointed by the things you didnt do than by the ones you did.
So throw off the bowlines.
Sail away from the safe harbour.
Catch the trade winds in your sails.
Explore. Dream. Discover.\" - M.Twain
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