Quote:
Originally Posted by Desertdancehall
Hi there,
Thought this might be of interest and renew the topic of bike insurance for NON UK RESIDENTS IN THE UK:
After much exhausting research I have managed to insure with BIKESURE.
They specialise in specialist schemes for all types of situations...so they do the searching for you and find a company which WILL insure you.
They cover UK and EU travel.
All other links mentioned in this forum would NOT insure a NON-UK resident with a UK registered motorbike.
My situation: I am an Australian resident with a full motorbike license and an international driving permit, touring through UK/Europe and beyond.
I found a motorbike in the UK that I wanted...purchased it with all the necessary paperwork. I don't have a permanent address here but I did use a local address for insurance purposes (a friends) however I did explain that I am touring and camping and don't plan on being at the address given.
They don't mind...just be honest! Thats what touring is about right?!
Quote was done over the phone in less than 15 mins.....
OK.....so heres the bit you're wondering about: 'How much did it cost?'
REALLY REALLY REALLY EXPENSIVE...
For 3 months third party coverage - the cost was 386.80 POUNDS!!!!!!
They only do 3 month periods in which you can renew after that time
Thats about what I would pay in Australia for 2 years for full comprehensive !!!!!!!!!!!
(but Ive swallowed, accepted and just want to get on the road now)
BTW They don't allow you to pay monthly for a 3-month policy...
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About £4 per day for the cover, without doing accurate maths.
The price might still depend on other factors that you haven't mentioned herein - the amount of riding experience for example.
Did you need to have an IDP for this cover? (I don't particularly care what the answer is, but others may).
As a general point, UK insurance cover is becoming ever more "automated" in the sense that it is liinked into computer records - just the way of the world.
So, yes, they don't actually care where you are living/registering the bike so long as there is a UK address where the bike itself is deemed to be based - a UK postcode for that address then determines the statistics for how much chance there is that the vehicle would be stolen from that area, while parked outside at night, or parked on a drive way or, better still, parked in a garage.
Good to know that obtaining such insurance is still possible though.
ps Bikesure is a UK broker of course - they advertise fairly extensively in the UK motorcycle press.
IIRC, I have read somewhere that they are the specialist brokering arm of a bigger company but I can't remember which one (not that it matters to this thread, but that is the service that you are paying for).
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Dave
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