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Trip Paperwork Covers all documentation, carnets, customs and country requirements, how to deal with insurance etc.
Photo by Marc Gibaud, Clouds on Tres Cerros and Mount Fitzroy, Argentinian Patagonia

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Photo by Marc Gibaud,
Clouds on Tres Cerros and
Mount Fitzroy, Argentinian Patagonia



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  #1  
Old 9 Feb 2010
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3rd party insurance UK
Could someone please help me with these questions?

When you buy a bike that has X number of months tax left, does the third party insurance transfer to the new owner as well?

Can you do the transfer of ownership at an office and walk out with the completed documents like you can in Australia, or do you have to get it posted to you?

I've spent ages on the DVLA site and can't find anything that answers these questions.

Thanks ED
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Old 10 Feb 2010
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When you buy a bike in the UK that's all you buy - the metal. If it's got some road tax still valid then that's a bonus. If it doesn't then you'll need to make sure it doesn't touch the public roads - transporting it on a trailer / in a van and keeping it on private land.

Insurance is a totally separate matter. You don't have to have insurance for the bike - I currently have six bikes with no insurance in my garage (but I'm taking the risk if they're stolen) but if you want to use it on the road you will have to buy some. You'll need to ring up an insurance company or do it on line and you'll find out how much it costs - it depends on what options you choose. There is no insurance automatically attached to the registration, they're totally separate.

The DVLA is set up to deal with change of ownership paperwork by post. I've never bought any vehicle, car or bike, that didn't have the registration paperwork dealt with by post. Occasionally I've had to go to my local office to sort out some obscure item but the changed documents have been sent to me in the post some time later.
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Old 10 Feb 2010
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I think the fog of ignorance may be slowly clearing.

Thanks for that.

So does the tax transfer in a sale, or does the seller cash it in and you have to start again with the proof of insurance etc?
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Old 10 Feb 2010
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Quote:
Originally Posted by Bungawalbyn View Post
I think the fog of ignorance may be slowly clearing.
So does the tax transfer in a sale, or does the seller cash it in and you have to start again with the proof of insurance etc?
Yep. You got it!

The seller can either return the paper tax disc for a refund or leave it on the vehicle.

If it remains on the vehicle it continues until the stated expiry date. At that point you need to get another disc (6 month or 12 month) and to do this you must produce Insurance, MOT (Annual Technical test for 3 years old+).

If the seller had returned it you have to get it as soon as it is used on UK highways, by producing the above.

Note. Once a Tax disc expires the registered owner/keeper must either buy a new one or make an annual SORN declaration that the vehicle is not used on UK public roads. Failure to SORN or Tax it attracts automatic penalty fines.
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Old 10 Feb 2010
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This caused me a bit of confusion when I bought a car in Australia - the system of insurance being included with the rego. Better system than the UK I reckon.

Tony - when are you up for another drink?

Mark
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Old 11 Feb 2010
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Here we go with another dumb question.

If the seller leaves the tax disc on the bike and it has say 4 months to go, then do you, the new owner, have to take out your own third party for that 4 months?
Or can you ride it until the tax runs out without buying insurance, and then buy it when you need to for renewing the tax?
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