All the eggs in one basket? No.
Have at least two different banks you can use.
At each bank you should have ;
one card for use in ATMs and to buy things.
one ready access 'account'
one savings 'account' that is less easy to access but gets higher interest.
This way if you have a problem with one bank you might be able to use the other while waiting for a fix. Or if things change between the banks you can transfer most of the money to the better bank, but do leave enough behind to keep things going and provide emergency money.
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