Hi Yassine,

welcome here an the HUBB, good to live your dream and ride a bike around the world.

I rode a bike around the world from 1999 to 2005, we are in 2022 now, so of course a lot of things will have changed, but I still travel today sometimes long distances here in South America.

As a traveler, that uses mostly cash, I also carry one credit card. But the credit card I only use with banks (atms) and to buy airline tickets or bigger expenses on the internet.

As an emergency fund in cash I would always have enough to pay for a hospitals first treatment and a plane ticket to Europe. About the bike you can take care later after your health is restored. Maybe your sum of 5000 Euros is a bit high, but we are in 2022 and a plane ticket can cost 1500 Euros to 2000 Euros if you have to fly the next day.

In some parts of the world (e.g. Iran or Africa) you will ride for weeks without getting to an Atm, so prepare for this as well. Riding thru China in 2015, it was not easy to find a place to change cash (US or Euros), but it was easy to find an Atm. Which of course I didnt know when I entered, so after entering I exchanged cash and picked up local currency from the atm to last for some time or an emergency in a hospital.

Make sure you hide your cash well in different places and of course have some on hand without digging too deep.

Hope this helped for your planing

mika