I've got a few bits and pieces of security kit that I use as I feel the situation demands it.
Most of the time in the rural parts of Germany I live in I just pop the disc lock on, I don't worry about the luggage. At the other extreme I put on the disc lock, chain through the back wheel and use the secure tie downs I usually put through the arm of my jacket to attach the bike to something.
Mostly I'll only empty the boxes for overnights, even then that only involves taking the two inner bags from the panniers - the tools, spares etc stay in the bike. In extremis I'll empty the boxes completely and leave them unlocked and open, so any curious thief sees there is no point wrecking them to get inside.
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[ Tim | History - NW Italy/French Rivera, Swiss Alps, Morocco | 2016 - Greece > Albania > Macedonia > Kosovo > Montenegro > Bosnia > Slovenia > Austria ]
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