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Photo by Josephine Flohr, Elephant at Camp, Namibia

I haven't been everywhere...
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Photo by Josephine Flohr,
Elephant at Camp, Namibia

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Old 24 Jun 2023
RoyalHog's Avatar
Contributing Member
New on the HUBB
Join Date: Sep 2013
Location: Brisbane Australia
Posts: 15
Travel Insurance MC travel >70 yo. with medivac cover

We've done 2 Europe trips (2012 -28,000 km and 2017 -36,000 km) and one USA trip (2015 -40,000 km).
Insured with World Nomad. which was fine. Tooth root canal done in 2017, which they came good with.
I'm now rushing to insure for next year 2024 trip, cause with World Nomad, on the day you're getting the insurance you must be less than 70 years old.
Does anyone have positive experience with other insurers, that don't have such a restriction? age wise??
Epic European 3 mth motorcycle tour http://www.ozemate.com/eu
"Posterus Initium Hodie"
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Old 24 Jun 2023
Gold Member
Veteran HUBBer
Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,132
Hello Hog:

I'm 68, and based in Canada.

My experience with Canadian insurers once I turned 65 was that the premiums went up substantially (about 200%), and the validity period for out of country travel decreased from 30 or 60 days down to 21 days. There were also a lot of additional exclusions for "pre-existing conditions" added to the policy.

My guess is that you are going to have to do quite a bit of searching to find a company willing to insure you for the length of time you want to be abroad, if that is longer than (for example) 14 days.

I don't think that simply turning 70 should be a problem. Here in Canada one can get travel insurance up until age 80, all that changes as you get older is that the price keeps going up and the validity period keeps going down.

So, go do a lot of digging for information - perhaps see if there is some kind of "Association of Retired People" in Oz, if so I am sure they would have good answers to your questions.

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