Thanks Grant. Happy new year to all and let's hope it'll be somewhat less shitty than 2020.
Personally, my 2020 was actually quite successful. I've been going full tilt at work and even managed to garner some overtime for the big bucks. Even though I was initially laid off / furloughed in the spring due to too many people abandoning ship due to Covid fears (quite literally since I work for a shipyard :-)), I was hired back on 12 days later when they realized that they had gotten rid of too many people too quickly. In the meantime our government gave me some cash to spend to keep the economy going.
I managed to donate to charities serving the less fortunate and I relished the introvert's dream come true excuse of "sorry, can't make the party ...Covid, you know!
When the stock market tanked I quickly leveraged myself and invested, managing a 60% return in 8 months to finance future travels.
Interestingly, even though (late) 2021 looks more promising for everyone with vaccines on the way, it may actually be less successful for me personally. Contracts are drying up at my company and no one knows who will be employed or not come summer. Normally that would be a good thing since I could just go travel. But, Covid ...you know! 
...Michelle
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