Thanks for all the replies. A topic worthy of the good discussion it has created. I asked because I will soon be at the end Of my first year of travel, and I fully intend to carry on. I will have a lot to sort out in order to continue, insurance is just one of those things.
I am at present with Campbell, really should check the paperwork to be sure but it's late and I am in the tent. I can now check out a few others as well. the big problem as some have mentioned is the travel by motorcycle part. Lots of the companies turned away at that point.
Your answers and comments have reinforced how essential this is.
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