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Originally Posted by MikeS
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We recently met an english guy here who`d had a 750GBPs laptop stolen out his room and because he`s in Colombia and the Foreign Office says don`t go there, he can`t make an insurance claim.
Maybe someone else can shed some more light on this issue though.
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It's the latest 'game' of underwriters to avoid paying out any compensation if you come unstuck..... if the FCO advises against travel to that town/part/city/country etc etc and you have an incident...you're not covered....... It has been stated that it is the insured's responsibility to keep checking the FCO website daily for any changes....like that's all people do when travelling.... -
So one minute you feel confident having purchased your insurance then a 'situation' arises and ...you're no longer insured....... Russian Roulette anyone? better odds methinks!
MikeS is right IMHO. Look at this document....8 pages of explanations/exclusions/terms etc etc etc
http://www.globelink.uk.com/wording.pdf
And if you get past that and all is well...then there's always the FCO.....
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I do not list my vehicles or the places I have travelled to nor do I live my life seeking validation from others.
Any information I place on here is offered freely in the spirit of cooperation.
Last edited by Bertrand; 30 Mar 2007 at 19:36.
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