Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Staying Healthy on the Road
Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
Photo by Bettina Hoebenreich, At the foot of the Bear Glaciers, eternal ice, British Columbia, Canada

Adventure is what you make it

Photo by Bettina Hoebenreich, at the foot of the Bear Glaciers, British Columbia, Canada.



Ripcord Rescue Travel Insurance.

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 11 Jan 2011
Registered Users
New on the HUBB
 
Join Date: Jan 2011
Location: Australia
Posts: 2
Smile Medical Insurance For Riding A Trail Bike?

Does anyone have any experience getting medical insurance for riding RTW on a trail bike?
I contacted World Nomads in Australia who informed me that motorbike riding is covered - with the exception of trail bikes.
As my partner and I ride DRZ400's which is classified as a trail bike they refuse to insure us.
It obviously has something to do with trail bike riding being seen as a far riskier activity than 'regular' motorbike riding.
They obviously don't understand that we will not be blasting down trails 24/7 but that it is simply a tool for us to go offroad once in a while.

I would be happy if anyone has any suggestions of companies who will cover for trail bikes also.

Thanks!

Sanne
Reply With Quote
  #2  
Old 11 Jan 2011
Bennett's Avatar
Registered Users
HUBB regular
 
Join Date: May 2002
Location: FORBES N.S.W. AUSTRALIA
Posts: 97
Medical Insurance

Not sure which state of OZ you are from,but I insured with NRMA,NSW,riding a motorcycle of 650cc,while overseas.Perhaps you volunteered to much info to Nomad and they think your bike is some sort of racing machine.
Ben
Reply With Quote
  #3  
Old 11 Jan 2011
farqhuar's Avatar
Registered Users
Veteran HUBBer
 
Join Date: Mar 2008
Location: Oztralia
Posts: 646
Yes, I think you've got this arse about tit and are going about it the wrong way round. Don't mention what you plan to do - just look for cover where there are no specific exclusions for countries you are visiting and for activities such as motorcycling.

I'll try and look up tomorrow the name of the Aussie online insurer I used - they were ultra cheap and delivered the goods.
__________________
Garry from Oz - powered by Burgman
Reply With Quote
  #4  
Old 11 Jan 2011
Registered Users
HUBB regular
 
Join Date: Jul 2007
Location: currently in Switzerland
Posts: 33
I used Medibank Privat Travel Insurance for our trip from OZ to Europe in 2008 -2009.
They cover motorcycling and are reasonable with there pricing.

Good luck
Mark
Reply With Quote
  #5  
Old 12 Jan 2011
Registered Users
Veteran HUBBer
 
Join Date: Sep 2009
Location: Australia
Posts: 100
Hi I went with Travel Insurance Direct Travel Insurance from $38 - Travel Insurance Direct Australia which covers motorbikes as long as you have a valid licence in the country you are travelling in. They do not ask what type of motorbike. The another option is World Care Travel Insurance Australia | Travel Insurance Quote | Worldcare

Have a great trip - where are you heading?
Reply With Quote
  #6  
Old 15 Jan 2011
Registered Users
New on the HUBB
 
Join Date: Jan 2011
Location: Australia
Posts: 2
Yeah you're probably right in that I went over board in the info I gave them... I just don't want to be caught out in the chance I have an accident and not being covered. But don't know if they would actually ask for type of bike and photos in a situation like that? Does anyone know?

We are going RTW...can't wait
Reply With Quote
  #7  
Old 19 Jan 2011
Registered Users
Veteran HUBBer
 
Join Date: Sep 2009
Location: Australia
Posts: 100
No , they don't ask for a picture, just the cc (size) and where you are going. The only problem you might have with any claims is that the fine print says you need to have a valid license in the country you are travelling in. Some countries don't recongise a international drivers permit (i.e. Cambodia) so if you had a problem there, in theory, the insurance may not cover you.
Best of luck, you should have a great time!
Reply With Quote
  #8  
Old 22 Jan 2011
Registered Users
New on the HUBB
 
Join Date: Sep 2010
Posts: 4
Insurance

Hi there,
I'm currently in Nepal having ridden from Ireland. I got sick for 6 weeks and ended up in hospital here in Nepal and the insurance paid out no hassle at all. I used Navigator Travel Insurance, they actually advertise on this site. It was all very easy and quite inexpensive.
Hope this helps.

Regards
Helen
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Medical insurance vs. Travel Insurance nickthedesigner Staying Healthy on the Road 17 11 Oct 2013 12:41
Travel Insurance / Medical Insurance – Overview Bjorn Staying Healthy on the Road 0 2 Aug 2009 08:54
(Might Be Of USE)UK travel/medical insurance including bike riding Graham uk Trip Paperwork 2 23 Mar 2009 00:03
Medical Insurance and Vehicle Insurance WillCalderwood Trip Paperwork 1 1 Dec 2008 12:46
Bike and Medical Insurance - Q for Brazilians Vicks7 SOUTH AMERICA 1 18 Jun 2007 17:13

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now
, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.




All times are GMT +1. The time now is 13:02.