It's probably better to clarify your travel plans to the insurance company, better than them refusing a pay out later based on a technicality. And you wouldn't be around to argue the point.
World Nomads seem reasonable when it comes to claims, i currently have a claim being processed for a stolen camera, they told me it doesn't matter if i've lost the receipts, just send the manual. I haven't seen the money yet though.
Sean
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